As a tenant am I responsible for contents insurance for my tennants, or should they thieve this out themselves

Answers: you are in no passageway responsible to insure your tenants property. if you have property contained by the home you rent out (furniture, applicances, etc) you need to make sure that YOUR policy have coverage for this. Source(s): agent
Tenants are responsible for contents insurance. Its relatively cheap mine was less than $20 when I be a tenant.
As a tenant myself, I know this. You're responsible for buildings insurance. If the property comes fully or module furnished you can have insurance on your furniture if you wish, but the tenant should own to pay contents insurance for any furniture and equipment that they own. I live in a fully furnished house, but my contents insurance covers my landlords furniture as economically as my things. If you don't have contents insurance on your furniture/equipment and the tenant damages it and doesn't replace or satisfactorily repair it you can keep hold of all or part of their indemnity deposit to cover this.
Their contents,Their insurance,Yours building only.
As a landlord, you are responsible for the buildings insurance only. Any tenant letting your property have to be responsible for their own contents insurance.

You can however include a minimal contents sum insured if you have any white goods surrounded by the leased property. Any lettings insurance broker will be able to recommend further.
Can't say for sure because it depends on the state you're in, but as a renter I've other carried my own renter's insurance for contents, natural disasters, and liability. It's cheap too, you can tell your tenant as much!

Obviously you should insure the structure (it's an investment) and some sort of liability insurance is a good idea too, surrounded by case of a slip & fall...
It Depends if you rent them a furnished or unfurnished property. If they moved in and you supplied them with furniture you are responsible for breakdowns etc
You are only responsible for landlords contents. Your tenant are responsible for their own contents.
No, you are liable for buildings insurance but not contents (if it not furnished anyway).
I have a landlord he pays for building insurance and I reimburse for contents insurance.
Might not hurt to own something in your lease agreement that you DO NOT provide coverage for THEIR personal items. You CAN insure YOUR furniture, appliances and permanent items but it is up to your tenant to enjoy his OWN renter's policy.

These types of policies are relatively inexpensive and coverages vary from State to State and company to company.

The thing I really detest seeing is the couple on TV, their smoldering rent house in the background, whining more or less how their landlord didn't have insurance on THEIR furniture and they lost EVERYTHING!!

And to expect, coverage could be had for less than a pack of cigarettes a daylight! Or, the cost of a DVD or a case of beer!

Good luck and I hope this helps! Source(s): Insurance agent for 27+ years
It depends on whether you permit it furnished or unfurnished. If it is unfurnished then it is up to the tennant to get contents insurance. However, if it is furnished you may aspiration to get some contents insurance to cover the items that you provide. You are not responsible for insuring anything that the tennant brings in.
Tenants are responsible for their contents. You are responsible for building and your contents (if any)

EDIT: Here's some info on Housing for you

http://www.adviceguide.org.uk/index/fami…
No - you hold no insurable interest in the posessions of your tenants. It is up to them to get your hands on insurance.

You have an insurable interest in the property and contained by any furnishings that you provide and a specialist landlord insurance policy covers these. Try http://www.portwood.co.uk/ for quotes from a range of providers. Source(s): Insurance Broker.
If it is a furnished flat you should cover what is your property. Any of the tennants property is their responsibility. You do however hold a reponsibility to keep the building in correct repair and any damage incurred from a failure to do this could become your responsibility ,so you may want to check with your insureres to check the extent of your cover.

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