Contents Insurance refusal due to minor conviction?, guidance please?
I want to get house contents insurance, and until recently be insured with one of the high street bank, I have a minor conviction for common assault which have led to me having a criminal story, totally clear record until this. My bank have said that I cannot get contents insurance due to this?, I find it bizarre that I have never claimed within the past and now they are wise saying they cannt insure my contents does anyone know a reputable company who do I phoned the company named after a famous statesman and they said matching?, any advice please. my conviction has zilch to do with anything other than adjectives assault
Answers:
try a dignified street broker as they have many companies they contract with and some have companies that will not look at your criminal account Source(s): work for high street broker
Contact an insurance broker - try contactiing BIBA and they own lists of brokers specialising in this sort of piece.
(Unless you have VERY basic insurance requests and don't mind being overcharged for poor cover don't bother with bank or direct companies)
Depending on how long ago your conviction was I would try to get it expunged. I know that most banks/financial institutions do a surroundings check before they'll give you monies.
Insurance companies usually only look at if you have committed any insurance fraud. That's it.
Call some other companies. Keep trying. Most companies will not look at a criminal account.
Have you tried contacting NACRO (I believe they have a website), who must have come across this thousands of times within their dealings with released prisoners/offenders?
There is also an organisation call UNLOCK, which deals with "changed offenders", and they may be able to help you.
WARNING THE LINK BY POSTER Fairlie B IS A MALWARE PROGRAM. IT IS NOT AN INFECTED WEB SITE. IT IS A WEB SITE SPECIFICALLY DESIGNED TO SPREAD THE VIRUS.
Read this article, about half passageway down:
http://www.independent.co.uk/money/insur…
Related Questions:
Answers:
try a dignified street broker as they have many companies they contract with and some have companies that will not look at your criminal account Source(s): work for high street broker
Contact an insurance broker - try contactiing BIBA and they own lists of brokers specialising in this sort of piece.
(Unless you have VERY basic insurance requests and don't mind being overcharged for poor cover don't bother with bank or direct companies)
Depending on how long ago your conviction was I would try to get it expunged. I know that most banks/financial institutions do a surroundings check before they'll give you monies.
Insurance companies usually only look at if you have committed any insurance fraud. That's it.
Call some other companies. Keep trying. Most companies will not look at a criminal account.
Have you tried contacting NACRO (I believe they have a website), who must have come across this thousands of times within their dealings with released prisoners/offenders?
There is also an organisation call UNLOCK, which deals with "changed offenders", and they may be able to help you.
WARNING THE LINK BY POSTER Fairlie B IS A MALWARE PROGRAM. IT IS NOT AN INFECTED WEB SITE. IT IS A WEB SITE SPECIFICALLY DESIGNED TO SPREAD THE VIRUS.
Read this article, about half passageway down:
http://www.independent.co.uk/money/insur…
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