Can i claim on contents insurance short a bill?
my son accidently damaged our tv swingin his toy around, its a 46 inch sony bravia plasma now partly the screen wont display and it looks like the eyeshade is cracked when you turn it on. we have no receipt for it own looked everywhere. can i still claim on accidental damage for repair or replacement?
appreciation
Answers:
It depends on your insurance company but most home owners policies do not require a receipt. The thought is that the item being claimed is proof that you own it.
Likely what will begin is that the adjuster will do an internet search for the exact model of your tv and give you the price he finds.
Find out what your deductible is to variety sure its worth filling a claim. Source(s): Insurance adjuster for 11 years.
Most household policies automatically provide unintended damage cover to non-portable TV's. The fact that you haven't get the receipt should not be a major problem as the insurers will ask for the exact generate and model to assess the value.
Most insurers have deal with electrical retailers and I image that if your TV is mot repairable they will instruct them to provide you near the equivalent model of your TV as a replacement. Source(s): Broker with 30 years experience.
http://www.macbeths.co.uk/high-value-hom…
Yep. I have done it with a laptop.
How do you presume people go on when the house burns down?
Yes, as long as you hold accidental damage cover your insurance policy will state that you are entitled to replacement within similar type and quality. If you cannot find proof of the value later the insurance company will either ask for quotes for replacement or will get a valuation themselves. Unless the set is repairable, contained by which case you have to adopt that.
Depends who you are insured with and what your policy covers
You may own a policy which allows for several high-priced items to be covered, or you may not
Insurance companies regulalry accept the instruction booklet as proof of purchase as it relates to certain models and their year of manufacture-have you still got it ?
Best to read your insurance documents thoroughly them phone the company and ask for a claim form Source(s): UK
Related Questions:
appreciation
Answers:
It depends on your insurance company but most home owners policies do not require a receipt. The thought is that the item being claimed is proof that you own it.
Likely what will begin is that the adjuster will do an internet search for the exact model of your tv and give you the price he finds.
Find out what your deductible is to variety sure its worth filling a claim. Source(s): Insurance adjuster for 11 years.
Most household policies automatically provide unintended damage cover to non-portable TV's. The fact that you haven't get the receipt should not be a major problem as the insurers will ask for the exact generate and model to assess the value.
Most insurers have deal with electrical retailers and I image that if your TV is mot repairable they will instruct them to provide you near the equivalent model of your TV as a replacement. Source(s): Broker with 30 years experience.
http://www.macbeths.co.uk/high-value-hom…
Yep. I have done it with a laptop.
How do you presume people go on when the house burns down?
Yes, as long as you hold accidental damage cover your insurance policy will state that you are entitled to replacement within similar type and quality. If you cannot find proof of the value later the insurance company will either ask for quotes for replacement or will get a valuation themselves. Unless the set is repairable, contained by which case you have to adopt that.
Depends who you are insured with and what your policy covers
You may own a policy which allows for several high-priced items to be covered, or you may not
Insurance companies regulalry accept the instruction booklet as proof of purchase as it relates to certain models and their year of manufacture-have you still got it ?
Best to read your insurance documents thoroughly them phone the company and ask for a claim form Source(s): UK
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