Who know the ripened insurance commercial where on earth....?

There are these two guys on a roof trying to paint the house and they are tied together at the waist by a rope and one swings down and causes the other to fall down and give somebody a lift out the satellite dish. It says, "People do stupid things. That's why there's _______" And I dunno what insurance company and I can't find it anywhere lol!! Anyone at least know the company that put out the commercial?
Answers:
not a clue
do overlook that commercial


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