How to gather money on commercial liability and professional liability insurance?

Answers: This is a tough cross-examine to answer without knowing:

1. What type of business this is for? and what state
2. What limits & deductibles you own now
3. What kind of claims history you hold
4. If no claims history are you new in business?

All of these are key factors and will determine why your premiums are what they are.

Also I suggest you might obtain quotes from more next 1 broker. Independent brokers have access to dozens of companies but they can and do differ from broker to broker. Source(s): commercial broker - 6 years
First, buying a combined liability policy will save you money. If you take adjectives covers within a frame of one policy, costs are lower for the underwriters, and you can get a better accord (you can see samples on www.sinclairpremium.com - where merged policies are proposed). Second, the details are everything. honourable loss history, precise details of occupation, higher deductible - all effects the premium charges. Source(s): www.sinclairpremium.com
www.iace.eu
Cut your coverages.

Honestly, there are so many rating factor that go into it, there's no way anyone here could insist on you, how to cut YOUR premiums.

This is a discussion you need to have near YOUR agent.

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