Commercial rider for individual insurance?

Same agent, different insurance companies. Using personal vehicle for some business, some personal. My personal liability is 100k/300k, and property 100k. .....IS there a rider, or policy amendment, allowing the business insurance to cover me during business usage?
PLEASE restrict answers to those with professional education.
Answers:
Sure--tell the agent about the business use, and they'll change the rating class to Business Use. There's no aim to take out another policy, and the two policys wouldn't "stack" their limits within case of an accident. Of course, your premium will stir up. Source(s): 30 years as an underwriter/agent
David W is absolutely correct. Just call your agent and detail them to put your car for business use. It doesn't cost that much more.


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