What does the guy surrounded by this insurance commercial represent?

There is an insurance commercial where a guy represents something which I cannot remember. He drops a gargoyle on a car, consequently he walks and walks and adjectives these unfortunate events keep happeing as he keep walking. I cannot even recall which insurance company it is but all I want to know is what the guy is representing within the commercial.
Answers:
Fate.
Yes. He IS Risk. They vote, "risk never sleeps".

I like those commercials. I have no belief why.
He represents risk; it's written either on his fingers or his hand


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