What is the describe of the insurance that have the funny and stupid commercials?

For example: The mans car get crushed by a tree. he asks his insurance if he is covered. They only cover those kind of accident if the tree was a ficus. Another example: The name Brad get keyed onto the mans motor. He asks his insurance if he is coverd. They say they onlycover them if they are full names close to bradley or bradshaw. Etc. Please tell me the name of the insurance. I am dying to find out. Thank you.
Answers:
I think its allstate. Then they say can you afford not to be within good hands?
Nationwide is on your side.
Done by an ad agency called T3 base out of dallas. Source(s): http://www.t3.com
Nationwide

If I was that guy I would have scratched an LEY on the ruin of BRAD and said... oh wait! it does say BRADLEY. My discouraging.

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