Where to find specimen commercial insurance policies, such as Burglary, Fire, Theft, Personal Accidents, etc.?
I need the full text of the aforesaid standard insurance policies for a lasting research project I am working on.
Answers:
contact a local agent and tell them what you are doing. Most agents have them lay around or can get you one. Also contact your state board of insurance, they may can help you.
There are several nonspecific insurance companies such as New India, United India, Oriental Insurance and National all in nationalized sector. You may call round the office of any of the insurance companies and ask for the specimen forms of these policies explaining your purpose and you may get matching.
OK, the PROBLEM is, that the "standard" policy likely varies by state. If you're looking for ISO wording, you can't capture that for free - you need to BUY it from ISO. MOST insurance companies will give you a "taster policy" of a particular company, if you ask - so go ask your agent if he'll endow with you a sample policy.
Also, you can BUY something like the CPCU Handbook of Insurance Policies from www.aicpcu.org.
But again, the indication policies do vary! "Standard" is in the eye of the beholder. Source(s): agent, 21+ years
Contact your insurance agent and see if they can make a contribution you copies of your companies policies.
You may also want to try ISO. They also put out standard insurance policy forms. There could be differences in their policies and those in your state or those used by your company.
http://www.iso.com/
Related Questions:
Answers:
contact a local agent and tell them what you are doing. Most agents have them lay around or can get you one. Also contact your state board of insurance, they may can help you.
There are several nonspecific insurance companies such as New India, United India, Oriental Insurance and National all in nationalized sector. You may call round the office of any of the insurance companies and ask for the specimen forms of these policies explaining your purpose and you may get matching.
OK, the PROBLEM is, that the "standard" policy likely varies by state. If you're looking for ISO wording, you can't capture that for free - you need to BUY it from ISO. MOST insurance companies will give you a "taster policy" of a particular company, if you ask - so go ask your agent if he'll endow with you a sample policy.
Also, you can BUY something like the CPCU Handbook of Insurance Policies from www.aicpcu.org.
But again, the indication policies do vary! "Standard" is in the eye of the beholder. Source(s): agent, 21+ years
Contact your insurance agent and see if they can make a contribution you copies of your companies policies.
You may also want to try ISO. They also put out standard insurance policy forms. There could be differences in their policies and those in your state or those used by your company.
http://www.iso.com/
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