Commercial Trucking Insurance?
What is the average commercial insurance to cover a 1-ton, gooseneck, and stakebed. I am trying to decide to sign on to a company or be independent owner/operator. If I wanted to outsource over flow to a buddy, how much would that fine-tuning my insurance?
Answers:
OK, there isn't an average based on what you are motto - it could be anywhere from $2,000 to $50,000 depending on the GVW of the truck & trailer, what exactly you're using it for, the radius of operations, driver information, and any filings you need. Oh, and boundaries - which coverages you have.
There are easily dozens and dozens of class codes, respectively one will have it's own range of premiums.
If you're hauling for a payment, and hiring truckers, that's ANOTHER coverage.
There's no short cut here, you're going to have to talk to a local agent. But if you're hauling for a levy, you're not going to find LIABILITY coverage for under $5,000 a year. Physical damage will be even more. Source(s): agent, 21+ years
Related Questions:
Answers:
OK, there isn't an average based on what you are motto - it could be anywhere from $2,000 to $50,000 depending on the GVW of the truck & trailer, what exactly you're using it for, the radius of operations, driver information, and any filings you need. Oh, and boundaries - which coverages you have.
There are easily dozens and dozens of class codes, respectively one will have it's own range of premiums.
If you're hauling for a payment, and hiring truckers, that's ANOTHER coverage.
There's no short cut here, you're going to have to talk to a local agent. But if you're hauling for a levy, you're not going to find LIABILITY coverage for under $5,000 a year. Physical damage will be even more. Source(s): agent, 21+ years
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