Most credit card companies within the US exclude coup¨¦ rental insurance coverage surrounded by Ireland. Why?

Answers: because they haven't moved with the times, car insurance surrounded by Northern Ireland has always be high because of the troubles, where some nice terrorist any stole your car to use to take a bomb surrounded by, or your car just develop to be in the area of an explosion.
Because they drive within the wrong side of the road. lol
Credit card companies require that you decline any coverage offered by car rental companies in demand for the credit card company to cover you. By Irish law, car rental companies are required to provide (and charge) you for absolute types of coverage. For example, you cannot decline Third Party Liability coverage when renting a car. Also, when an Irish rental company quotes you a price, the price must include collision and theft insurance. If you do not want these ultimate two coverages, you must explicitly decline the coverage. These requirements are different than most other European countries. Source(s): Rented a car in Ireland.
because, the auto insurance laws are different surrounded by Ireland
Also compared to the US, the road are narrow, overall not in flawless condition although improving and driving on the other side of the road without an automatic gearbox.

On top of that you hold to contend with the local driver ;)

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