Question going on for my coup¨¦ insurance...are my airbags included?

I do not have collision or comprehensive on my car since it is an elder Toyota model. However, on my statement it says that I have a 25 percent discount on my airbags/seat belts. What does this be set to? And will I catch a break on getting the airbags replaced (since its ridiculously expensive to do). Thanks!
Answers:
If the saloon has airbags standard then the discount have been applied already to your insurance, you don't need to replace airbags unless they be deployed in an accident or they are defective
No, it means your insurance is cheaper because you have airbags and seatbelts. It have nothing to do with replacing them.
Because you have airbags you are smaller quantity likely to get a serious injury so they donate you a discount on the medical portion of your coverage. If you do not have comprehensive or collision they will not pay for any repairs to your vehicle.

I hope that help.

Related Questions:
Can my insurance company flog rotten my total loss motor in need making pay to me first?   How much do you foot for motor insurance?   Why do childish populace enjoy to wage more for vehicle insurance when antiquated culture don't?   My daughter get contained by a saloon disaster, will my insurance cover it?   Why is motor insurance premium expensive than a home insurance policy ?