Can you own two insurance policies on one sports car?
My Dad has a classis car, I would similar to to use this car for a weekend, but as i am only 19 I cannot hold classic car insurance so I cant go on as a name driver.
Is there anyway I can insure this car for a weekend?
Answers:
Couple of misconceptions here. You can drive any car (provided you don't own it) third party with the sole purpose on your own insurance regardless of cover type. Generally, age is not an issue in this regard. However, you cannot insure a sports car for which you have no insurable interest in your own heading and the car itself cannot be insured under two seperate insurance policies. In short, unless dad is ready to let you drive it third party merely under your own car insurance the answer is no, you can't.
UPDATE: The driving other cars extension depends on Insurer. I hold it on my TPO policy and my comp policy, you may not. Best check.
If you have fully comprehensive cover on your own vehicle, this allows you to drive other vehicle anyway?
No - it's not your car!
Re DOC age is not other a factor nor whether cover is Comprehensive or not.
insure for any driver.theres no reason not to insure you because you are 19 you are in the dignified risk group so policy very expensive.
Serious misconception here. You can NOT drive any vehicle (provided you don't own it) third party only on your own insurance regardless of cover type. This may singular apply if you have fully comp cover and only later if your policy specifically allows it. Don't fall for the dangerously wrong proposal given.
I'm afraid that, on the information given, you will not be able to acquire insurance for what you want. Sorry.
Related Questions:
Is there anyway I can insure this car for a weekend?
Answers:
Couple of misconceptions here. You can drive any car (provided you don't own it) third party with the sole purpose on your own insurance regardless of cover type. Generally, age is not an issue in this regard. However, you cannot insure a sports car for which you have no insurable interest in your own heading and the car itself cannot be insured under two seperate insurance policies. In short, unless dad is ready to let you drive it third party merely under your own car insurance the answer is no, you can't.
UPDATE: The driving other cars extension depends on Insurer. I hold it on my TPO policy and my comp policy, you may not. Best check.
If you have fully comprehensive cover on your own vehicle, this allows you to drive other vehicle anyway?
No - it's not your car!
Re DOC age is not other a factor nor whether cover is Comprehensive or not.
insure for any driver.theres no reason not to insure you because you are 19 you are in the dignified risk group so policy very expensive.
Serious misconception here. You can NOT drive any vehicle (provided you don't own it) third party only on your own insurance regardless of cover type. This may singular apply if you have fully comp cover and only later if your policy specifically allows it. Don't fall for the dangerously wrong proposal given.
I'm afraid that, on the information given, you will not be able to acquire insurance for what you want. Sorry.
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