17 yr feeble contained by uk, looking for any tips to obtain cheaper motor insurance.?
looking for helpful tips to legally lower the price of my sports car insurance ie what company to go with, whether i should put my mum on my policy etc.
Answers:
I used admiral's childlike person policy when I insured my 1st car-it has a sophisticated excess for under 25's and you aren't insured to drive any other cars 3rd party as most policies allow and this made it much cheaper for me. They also do a 10 month bonus accelerator which allows you to capture 1 yrs no claims bonus in 10months making your insurance cheaper after that time.
Having another driver on your policy can help. I am presently 25 and even having my 22 yr old BF added to my policy made it cheaper!
I own seen companies like Norwich Union public relations that named drivers can get their own no claims bonus which I imagine is really good for younger drivers, it should make your insurance cheaper as you could put your mum as the crucial driver and you as a named driver but you can still get a no claims bonus which will really sustain as you get older.
There are other factor which make insurance cheaper that may be out of your control: engine size, postcode, where the saloon is parked, immobiliser etc, miles travelled, if you have a pass plus card, value of the car etc
Good luck!
If you put your mum down as the prevalent driver and put yourself as an additional driver it could lower the price by half.
Related Questions:
Answers:
I used admiral's childlike person policy when I insured my 1st car-it has a sophisticated excess for under 25's and you aren't insured to drive any other cars 3rd party as most policies allow and this made it much cheaper for me. They also do a 10 month bonus accelerator which allows you to capture 1 yrs no claims bonus in 10months making your insurance cheaper after that time.
Having another driver on your policy can help. I am presently 25 and even having my 22 yr old BF added to my policy made it cheaper!
I own seen companies like Norwich Union public relations that named drivers can get their own no claims bonus which I imagine is really good for younger drivers, it should make your insurance cheaper as you could put your mum as the crucial driver and you as a named driver but you can still get a no claims bonus which will really sustain as you get older.
There are other factor which make insurance cheaper that may be out of your control: engine size, postcode, where the saloon is parked, immobiliser etc, miles travelled, if you have a pass plus card, value of the car etc
Good luck!
If you put your mum down as the prevalent driver and put yourself as an additional driver it could lower the price by half.
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