A guy dies accidentally surrounded by your motor, are you individually liable for departure benefits that exceed the insurance?
If a person dies accidentally in your saloon, can you be held personally liable for death benefits that exceed your policies edges?
Answers:
"Death benefits"? You mean liability. How exactly did this soul die "accidentally"? You can be sued, absolutely.
Maybe! If your policy is paying out under LIABILITY, afterwards almost certainly. If it's paying out under medical payments, after it depends on the circumstances of the death.
OH, and unless you have "funeral costs" or "inadvertent death" or some such built into your policy, there are no automatic death benefits. Source(s): agent, 21+ years
Depends on what caused him to die.
If you are sitting in the vehicle listening to music and he drops dead of a heart attack. You are not liable. You did not do anything wrong to result in his death.
If he is a passenger in your vehicle and you verbs out from a stop sign into the path of another vehicle and he dies as a result of the injuries received in the luck.....then yes, you are liable. If the value of the claim exceeds your policy boundaries, you can be held personally responsible for that as well.
That's why it is historic to carry sufficient limits. Many states minimum liability borders are not sufficient enough. If you can afford it, I recommend carrying 100/300/100. Source(s): Insurance Adjuster 12 years
Yes, if your negligence was the cause of his demise you could be held liable.
If his death was not cause by or contributed to by your negligence then the answer is no. Source(s): 35 years insurance industry experience
depends on how come they died, if you be the cause for the accident after yes you can be personally sued by his family for wrongful extermination. if not then i wouldn't verbs about it. it is an awful thing though to enjoy some one die in your car at no denounce of your own.
well, they can not attain water from a rock, so if it was an luck, and not negligence, probably not. it is bad form to affix 100% blame in the suitcase of an accident.
Related Questions:
Answers:
"Death benefits"? You mean liability. How exactly did this soul die "accidentally"? You can be sued, absolutely.
Maybe! If your policy is paying out under LIABILITY, afterwards almost certainly. If it's paying out under medical payments, after it depends on the circumstances of the death.
OH, and unless you have "funeral costs" or "inadvertent death" or some such built into your policy, there are no automatic death benefits. Source(s): agent, 21+ years
Depends on what caused him to die.
If you are sitting in the vehicle listening to music and he drops dead of a heart attack. You are not liable. You did not do anything wrong to result in his death.
If he is a passenger in your vehicle and you verbs out from a stop sign into the path of another vehicle and he dies as a result of the injuries received in the luck.....then yes, you are liable. If the value of the claim exceeds your policy boundaries, you can be held personally responsible for that as well.
That's why it is historic to carry sufficient limits. Many states minimum liability borders are not sufficient enough. If you can afford it, I recommend carrying 100/300/100. Source(s): Insurance Adjuster 12 years
Yes, if your negligence was the cause of his demise you could be held liable.
If his death was not cause by or contributed to by your negligence then the answer is no. Source(s): 35 years insurance industry experience
depends on how come they died, if you be the cause for the accident after yes you can be personally sued by his family for wrongful extermination. if not then i wouldn't verbs about it. it is an awful thing though to enjoy some one die in your car at no denounce of your own.
well, they can not attain water from a rock, so if it was an luck, and not negligence, probably not. it is bad form to affix 100% blame in the suitcase of an accident.
Related Questions:
- Which Car Insurance Company would be cheaper?
- How long can you be on parents insurance contained by michigan if you dont live next to them, cars contained by my heading?
- Can someone detail me what the cheapest motor insurance is for college students?
- Where can I carry coup¨¦ insurance for my Mexican Girlfriend?
- Maximum no of name drivers for vehicle insurance?