A saloon not long reversed into mine, he's agreed responsibility but do i own to be in motion through insurance?

Answers: Always report this to YOUR insurance company. They will handle it for you. That is what you reimburse them premiums for. Allow them to do their job.
A similar thing happen to me - well, a car drove forwards into the stern of mine whilst looking behind them!

They admitted liability straight away and as they worked for a garage said that they'd do the repair work, furnish me a hire car, etc etc.

I still spoke to my insurance company who told me that ultimately it was my choice but the other garage would solely be working for themselves and may only repair the damage they could see, whereas the garage the insurance company would use would literally check everything and not purely repair the bashed up bumper.

In the end I go through the insurance channels as it wasn't going to make my no-claims shift up.
yes you usally have to pay excess
I have a neighbour who did just hat on a flipside end collision. In fairness to him the damage looked slightly small but when I got estimates it was over lb1000 and distinctly he could not afford it .
It ended up being an insurance livelihood.

If I was him I would pay nil until you had the car repaired so I would save you insurance company informed so that if things go wrong they know about it
I would definately still go through insurance, it's amazing how quickly individuals change their minds when the repair quote comes through!
It depends, if he has offered to retribution for the car to be repaired himself (to avoid using up his no claims bonus) then you will not hold to go to your insurance company. However, if it is going through insurance then you will enjoy to inform your insurance company & should do so immediately.
I would, its nice that the guy took responsibility but inhabitants back out all the time. They also lie back. He may have excepted responsibility so you wouldn't push going through insurance. If you don't file a claim, and he doesn't income you what will you do.
other always go through insurance no event what they
say because at the end of the light of day it could cost alot more
than you think when its put up on a lift and checked over
later there is new parts and spraying after that and its not
cheap . don't thieve anyone even if you know them its worse
because they can say wasn't there never happen wasn't me driving etc etc. if i had not gone through a person's insurance for a hit and run done by the local boy racer when he met me on the road bringing my child to childminders i would hold been srewed he never stopped had to chase
him down the road , later he comes back to me calls to my house and say you know me you know i would of paid for
the damage ya right describing you don't get caught out
i went through his insurance and they go balistic when
i told them what he did its against the law and the gardai even
wanted me to press charges for departure the scene of an
accident but i said no i just could not be listen to him
calling to my house wrecking my head

hope i was sympathetic in your decision
DO NOT PAY FOR THE CAR TO BE REPAIRED! Go through the insurance. If you give attention to that he will pay after, you are sorely mistaken.. There are so many unreliable relations in this world and just because he admit fault to you , that wont work with the garage if he denies liabilty when the work is done. You will be vanished to pay the bill. +Take my advice it happen to a member of my family and at hand is nothing you can do. You areliable for the excess but if you have a dutiful insurance co they may reimburse you when the third party pays up. GOOD LUCK
If you don't advise your insurance company and he claims against you, you can be liable as there is no evidence from your side to read aloud that you have been surrounded by an accident. Basically it looks like your trying to skin something so it will go against you
no you dont, but can be risky.
If they guy has taken responsibility, and u think he's trustworthy adequate not to do a runner, then go to your garage and bring a quote for the repair and give it to him and ask for the cash.
He will recompense up and be glad he didint need to go through his insurance, and you attain your car fixes asap without have the pain of waiting for insurance companies to pay up.
well what do you stingy he accepted responsibility? and what state do you live in? you can ask your insurance agent in the region of it just don't turn in a claim but your agent can convey you how things are going to be handled.
Its always a flawless idea to register the details with your company contained by case it all falls through and his company chooses not to foot.

Never trust insurance companies to do the right thing by choice. Always hedge your bet any way.
His insurance yes. Unless he wants to salary for your repairs.
The problem here is that he may or may not pay, or if within are extras found when the work is done he may quibble about their requirement, or claim you have gone to an expensive garage. Put it through your insurance and they will sort it, probably including recovering your excess. If they don't then you are lone chasing a bit of money, not the whole thing

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