Any guidance to proffer on motor insurance?
Do you have any advice to give on buying insurance on my very first car for a first-time driver?
Any suggestion at all? Any recommendations, anything to avoid, etc.?
Answers:
are u from Canada....cause if are and below 25......good luck...public liability alone your looking at well over $1000 for 12 months. and even more depending on age net and model of your machine (hope u don't have a fancy sports car)
esurance. its the cheapest i hold found. it cut my old insurance in partly.
Q IS NOT CLEAR!...........
Try shopping at http://www.insure.com/ for different quotes from different insurance companies ( Progressive Insurance will do a quote from multiple companies for a comparison but you should check with other ones as well) to get the best possible rate and take home sure the coverage is the same from one to another as well as what option you have. If you have a newer sports car and have loan payments, you'll need collision coverage and label SURE to get rental car coverage and towing..rental coverage is dirt cheap and pays for itself surrounded by one day's rental if your car is in an happenstance and is in the shop for a few days or more. Some companies are better than others at claims so you should check with your states insurance commisioner for a document of companies with the fewest complaints...it should be in the phone book underneath state government listings or an agent can give you the phone number. State Farm, Allstate, American Family, Geico, Progressive are some of the top companies and perchance check with AAA to see what they offer for member.
The rates will depend a lot on what vehicle you drive, your ZIP code, age, sex, and coverage options. If you live at home or not, it may be cheaper to bring back insurance under your parents policy. And I tell race to get a quote every 3 years or so...insurance companies are always adjust their rates because of too many or too few claims and what age group they are targeting for customers to compete next to other companies or if their profits are down. Source(s): 25 years in GM parts, service and bodyshop
Check GEICO. Good service, hasty claims, excellent premiums.
please try this http://www.tkqlhce.com/click-1748196-104…
please click "2insure4less" on the disappeared top for main menu after u reach the page
You are not going to have much of a "choice", as it'll be expensive no matter what.
Suggestion would be bring back as NON-sports car as you can that has 4 doors, but still economical to operate. As ancient as possible, but not old enough to be unreliable.
Your agent should know how to explain to you what are the minimum legal requirements, vs. how much you *should* buy. There is often a huge cleft between the two that requires a bit of bridging.
Avoid buying a Mustang as your first car. Or any other sports car. Avoid convertibles. Think what your grandma would drive. That will be cheapest for you. If possible, enjoy dad add you to his insurance. Do not get any tickets. It will start lofty, you are an unknown after all. Enjoy your freedom.
If your 17 dispense or take 2 years, I highly suggest you and your parents jump to whoever they have insurance thru. They can have your sports car attached to their policy. You can then just wages your parents the price difference. Talk with your folks on this. I'm sure they will be glad to help you out.
Bear
Avoid sports cars of any kind, insurance on them is other higher. If your a guy and your under 25, your rates are going to be high-ranking anyway. Economy cars/trucks are the least expensive to insure. Try to get adjectives the discounts that you can; you can get discounts at most Insurance Agencies for air oodles, seat belts, all safekeeping equipment on a car, good grades, Drivers Training, person in college, etc. Ask about them. Also if you are underneath the age of 25, see if your parents will add you to their policy and just salary them for your insurance every month. That way you'll get a multi-car discount also. It will be plentifully cheaper than being on a policy by yourself. One more thing, if you solely carry liability insurance (what's required by law) also get uninsured motorist added to your policy. This is great if someone near no insurance hits your car; your insurance company will pay for fixing your vehicle and they will sue the uninsured driver to recover their money. This way you can get hold of your car fixed right away instead of having to try to sue the uninsured driver yourself and loaf on a settlement to fix your car. Good luck and drive safe. Source(s): Ex-insurance salesperson
Related Questions:
Any suggestion at all? Any recommendations, anything to avoid, etc.?
Answers:
are u from Canada....cause if are and below 25......good luck...public liability alone your looking at well over $1000 for 12 months. and even more depending on age net and model of your machine (hope u don't have a fancy sports car)
esurance. its the cheapest i hold found. it cut my old insurance in partly.
Q IS NOT CLEAR!...........
Try shopping at http://www.insure.com/ for different quotes from different insurance companies ( Progressive Insurance will do a quote from multiple companies for a comparison but you should check with other ones as well) to get the best possible rate and take home sure the coverage is the same from one to another as well as what option you have. If you have a newer sports car and have loan payments, you'll need collision coverage and label SURE to get rental car coverage and towing..rental coverage is dirt cheap and pays for itself surrounded by one day's rental if your car is in an happenstance and is in the shop for a few days or more. Some companies are better than others at claims so you should check with your states insurance commisioner for a document of companies with the fewest complaints...it should be in the phone book underneath state government listings or an agent can give you the phone number. State Farm, Allstate, American Family, Geico, Progressive are some of the top companies and perchance check with AAA to see what they offer for member.
The rates will depend a lot on what vehicle you drive, your ZIP code, age, sex, and coverage options. If you live at home or not, it may be cheaper to bring back insurance under your parents policy. And I tell race to get a quote every 3 years or so...insurance companies are always adjust their rates because of too many or too few claims and what age group they are targeting for customers to compete next to other companies or if their profits are down. Source(s): 25 years in GM parts, service and bodyshop
Check GEICO. Good service, hasty claims, excellent premiums.
please try this http://www.tkqlhce.com/click-1748196-104…
please click "2insure4less" on the disappeared top for main menu after u reach the page
You are not going to have much of a "choice", as it'll be expensive no matter what.
Suggestion would be bring back as NON-sports car as you can that has 4 doors, but still economical to operate. As ancient as possible, but not old enough to be unreliable.
Your agent should know how to explain to you what are the minimum legal requirements, vs. how much you *should* buy. There is often a huge cleft between the two that requires a bit of bridging.
Avoid buying a Mustang as your first car. Or any other sports car. Avoid convertibles. Think what your grandma would drive. That will be cheapest for you. If possible, enjoy dad add you to his insurance. Do not get any tickets. It will start lofty, you are an unknown after all. Enjoy your freedom.
If your 17 dispense or take 2 years, I highly suggest you and your parents jump to whoever they have insurance thru. They can have your sports car attached to their policy. You can then just wages your parents the price difference. Talk with your folks on this. I'm sure they will be glad to help you out.
Bear
Avoid sports cars of any kind, insurance on them is other higher. If your a guy and your under 25, your rates are going to be high-ranking anyway. Economy cars/trucks are the least expensive to insure. Try to get adjectives the discounts that you can; you can get discounts at most Insurance Agencies for air oodles, seat belts, all safekeeping equipment on a car, good grades, Drivers Training, person in college, etc. Ask about them. Also if you are underneath the age of 25, see if your parents will add you to their policy and just salary them for your insurance every month. That way you'll get a multi-car discount also. It will be plentifully cheaper than being on a policy by yourself. One more thing, if you solely carry liability insurance (what's required by law) also get uninsured motorist added to your policy. This is great if someone near no insurance hits your car; your insurance company will pay for fixing your vehicle and they will sue the uninsured driver to recover their money. This way you can get hold of your car fixed right away instead of having to try to sue the uninsured driver yourself and loaf on a settlement to fix your car. Good luck and drive safe. Source(s): Ex-insurance salesperson
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