Am I covered by 3rd knees-up vehicle insurance?
Yesterday I parked my car near to the train station as usual, when I returned from work the front be completely smashed in as though someone had run into it and driven off.
Does 3rd party insurance cover this brand of accident?
Answers:
3rd party insurance covers folks not cars
Normally, 3rd party car insurance covers the other party's coup¨¦ that is involved in an calamity and not yours. It is also acceptable to the police whenever they check your papers and tenable surrounded by court of laws. Because the liability of the insurance is limited, this is why the premium payable by you is totally minimal.
Your Insurance company will not come to your assistance in this kind of coincidence.
I know what your going through dude, my Civic Type R was run into or driven into at the Trafford Centre 6 months ago or so and i came back after a couple of hours shopping to burst literally into tears! What be far worse for me was the fact that the camera contained by that area didnt WORK! I am fully comp but with insurance at the prices it is and the situation im contained by with regards to no claims bonus almost 5 years ive manage to push it back on and it doesnt even (luckily) look broken, but i know its there. As the other guys own said, contact train station security/police to see if they can get CCTV footage, chances are tho the camera dont work. 3rd participant only covered the other party if you be to have an accident that be your fault. In this case your the martyr unless you can get this footage mate! ALL THE BEST! I hope you get the rabble, coz thats what they are!
Edit - Just to confirm from further comments made.
3rd party fire and theft covers you for if your sports car well is stolen or somehow becomes alight! It covers the other driver surrounded by the sense of their car repairs! Source(s): Expierience
Sorry no... You would want fully comp. to be covered... Only if you knew the offending driver and sued him or his insurers would you get any return... Regretfully you have now discovered the pitfalls of third gala insurance.
What do you mean by 'third party'?
If you knew who did the make worse......you would have a third party claim.
Since you don't know who did the sprain....you have a first party claim (with your own insurance company provided you own the appropriate coverage).
The train station parking lot has no negligence and therefore would not be responsible for your damages. Source(s): Insurance professional 10+ years
Sorry to hear about the injure but i cant help wondering why you dont know what your insurance covers-you get satisfactory info with your policy so how come you havent read it!
.Hi..
to get your doubts cleared and to more relavent car insurance information stop by the web site...
http://autoinsuranceinfo.50webs.com .
no sorry its down to you
no you will have to earnings for the repairs yourself but you could ask the police if they have cctv footage of the impact and trace the car which cause the damage and get them to wages. but as I said your insurance does not cover you for this event
No, third party interfere with means if your vehicle damages what belongs to someone else only.
If you foreign who had done the damage you would enjoy to make the claim yourself with the other get-together insurance company because yours will not assist you, did you have legal protection? if yes attain in touch with them merely if you new or have proof who did the injury. If the answer is no then hard luck minimum, cheap cover does not other pay.
No - 3rd party insurance covers your liability if you damage other people's (third party's) property or injure/ execute them.
Only if you had comprehensive cover would accidental vandalize cover be given on your car.
The MIB can't help any as the person who caused the injury is unknown. The only chance would be if the station have cctv and could view the incident. Source(s): Insurance Broker
Related Questions:
Does 3rd party insurance cover this brand of accident?
Answers:
3rd party insurance covers folks not cars
Normally, 3rd party car insurance covers the other party's coup¨¦ that is involved in an calamity and not yours. It is also acceptable to the police whenever they check your papers and tenable surrounded by court of laws. Because the liability of the insurance is limited, this is why the premium payable by you is totally minimal.
Your Insurance company will not come to your assistance in this kind of coincidence.
I know what your going through dude, my Civic Type R was run into or driven into at the Trafford Centre 6 months ago or so and i came back after a couple of hours shopping to burst literally into tears! What be far worse for me was the fact that the camera contained by that area didnt WORK! I am fully comp but with insurance at the prices it is and the situation im contained by with regards to no claims bonus almost 5 years ive manage to push it back on and it doesnt even (luckily) look broken, but i know its there. As the other guys own said, contact train station security/police to see if they can get CCTV footage, chances are tho the camera dont work. 3rd participant only covered the other party if you be to have an accident that be your fault. In this case your the martyr unless you can get this footage mate! ALL THE BEST! I hope you get the rabble, coz thats what they are!
Edit - Just to confirm from further comments made.
3rd party fire and theft covers you for if your sports car well is stolen or somehow becomes alight! It covers the other driver surrounded by the sense of their car repairs! Source(s): Expierience
Sorry no... You would want fully comp. to be covered... Only if you knew the offending driver and sued him or his insurers would you get any return... Regretfully you have now discovered the pitfalls of third gala insurance.
What do you mean by 'third party'?
If you knew who did the make worse......you would have a third party claim.
Since you don't know who did the sprain....you have a first party claim (with your own insurance company provided you own the appropriate coverage).
The train station parking lot has no negligence and therefore would not be responsible for your damages. Source(s): Insurance professional 10+ years
Sorry to hear about the injure but i cant help wondering why you dont know what your insurance covers-you get satisfactory info with your policy so how come you havent read it!
.Hi..
to get your doubts cleared and to more relavent car insurance information stop by the web site...
http://autoinsuranceinfo.50webs.com .
no sorry its down to you
no you will have to earnings for the repairs yourself but you could ask the police if they have cctv footage of the impact and trace the car which cause the damage and get them to wages. but as I said your insurance does not cover you for this event
No, third party interfere with means if your vehicle damages what belongs to someone else only.
If you foreign who had done the damage you would enjoy to make the claim yourself with the other get-together insurance company because yours will not assist you, did you have legal protection? if yes attain in touch with them merely if you new or have proof who did the injury. If the answer is no then hard luck minimum, cheap cover does not other pay.
No - 3rd party insurance covers your liability if you damage other people's (third party's) property or injure/ execute them.
Only if you had comprehensive cover would accidental vandalize cover be given on your car.
The MIB can't help any as the person who caused the injury is unknown. The only chance would be if the station have cctv and could view the incident. Source(s): Insurance Broker
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