Car dealership never faxed info to the insurance company. Can anything lawfully be done?
I got in an misfortune in the car and the insurance company said the dealership never faxed the info and it be ultimately my responsibility to make sure it had insurance so is in that anything i can do or am i just screwed with a wrecked motor?
Answers:
It's YOUR responsibility to get insurance on your car, you moron!
Can anything rightfully be done? Done about what? Your inability to make a simple phone christen and get the insurance you need on YOUR saloon by taking YOUR responsibility?
Even after the insurance told you "it's ultimately your responsibility" you're on here hoping some will tell you it isn't?
It's your responsibility. You didn't follow through, you didn't have insurance. You have a wreck. Why are you thinking you're screwed? No one did that to you, it was a direct consequence of the choices you made. I hope you have lots of change on hand, because YOU are responsible for the damage.
You are the owner of the car.
You are the policy holder.
The insurance policy is a contract between you and the insurance company.
Only - you- the policy holder can make change to your policy.
You should have driven straight from the dealership - to your insurance office - chock-a-block out any paperwork and paid any additional premium. You did not do that.
It is your responsibility to construct sure the car gets added to your policy and the spare premium gets paid.
At the fundamentally least -you should have followed up next to your agent to see if there was any other info they needed.
Many policies contribute you 30 days from the date of purchase to add the vehicle. If you are with within that window - you may get lucky. If you are outside that window- you are S.O.L. and will be held individually responsible for the damage to your vehicle and any others (for which you are responsible).
** well said Oklatom. Source(s): Insurance Adjuster
car dealerships simply cannot correct coverage on YOUR policy. ONLY YOU CAN. I dont know why people get so confused in the region of this.
To answer your question. NO. That was your responsibility and just your responsibility.
The only thing dealerships do is check to get sure you have insurance to let you drive stale the lot- agian- they absolutely can NEVER make change on someones policy.
Depends on the time difference between purchasing the motor, and the accident. In Utah, they are required to give you automatic 4 days full coverage and after extend liability for another 10 days. After that, you can try suing the dealership, but since insurance is a legal contract between you and the insurance company, the dealership shouldn't have the authority to be capable of add it for your
Do you NEVER take any personal responsibility?
A 2 minute call to your agent THAT YOU ARE SUPPOSED TO MAKE, is ALL that be required.
in arkansas--where i work--it doesn't matter if a dealership call and gives us the information for a car...the insured still have to call and tell us to make the addition of it. and then we still need their signature to prove that they required it added.
Related Questions:
Answers:
It's YOUR responsibility to get insurance on your car, you moron!
Can anything rightfully be done? Done about what? Your inability to make a simple phone christen and get the insurance you need on YOUR saloon by taking YOUR responsibility?
Even after the insurance told you "it's ultimately your responsibility" you're on here hoping some will tell you it isn't?
It's your responsibility. You didn't follow through, you didn't have insurance. You have a wreck. Why are you thinking you're screwed? No one did that to you, it was a direct consequence of the choices you made. I hope you have lots of change on hand, because YOU are responsible for the damage.
You are the owner of the car.
You are the policy holder.
The insurance policy is a contract between you and the insurance company.
Only - you- the policy holder can make change to your policy.
You should have driven straight from the dealership - to your insurance office - chock-a-block out any paperwork and paid any additional premium. You did not do that.
It is your responsibility to construct sure the car gets added to your policy and the spare premium gets paid.
At the fundamentally least -you should have followed up next to your agent to see if there was any other info they needed.
Many policies contribute you 30 days from the date of purchase to add the vehicle. If you are with within that window - you may get lucky. If you are outside that window- you are S.O.L. and will be held individually responsible for the damage to your vehicle and any others (for which you are responsible).
** well said Oklatom. Source(s): Insurance Adjuster
car dealerships simply cannot correct coverage on YOUR policy. ONLY YOU CAN. I dont know why people get so confused in the region of this.
To answer your question. NO. That was your responsibility and just your responsibility.
The only thing dealerships do is check to get sure you have insurance to let you drive stale the lot- agian- they absolutely can NEVER make change on someones policy.
Depends on the time difference between purchasing the motor, and the accident. In Utah, they are required to give you automatic 4 days full coverage and after extend liability for another 10 days. After that, you can try suing the dealership, but since insurance is a legal contract between you and the insurance company, the dealership shouldn't have the authority to be capable of add it for your
Do you NEVER take any personal responsibility?
A 2 minute call to your agent THAT YOU ARE SUPPOSED TO MAKE, is ALL that be required.
in arkansas--where i work--it doesn't matter if a dealership call and gives us the information for a car...the insured still have to call and tell us to make the addition of it. and then we still need their signature to prove that they required it added.
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