Does insurance compaines cover the soul or the sports car at show disapproval?
The girl that parks right next to me in my apartment swiped the side of my sports car. she is now claiming her friends park her car sometimes, but she know she didn't hit my car. Personally her car is her responsibility and I have a feeling like even if a friend of hers was parking when the incident happend, she is responsible for damages because its her coup¨¦. Would she be responsible? Can I take her to court if she doesn't have insurance? And if she does hold insurance would they cover this? I also have good pics.
Answers:
It is good you hold photos.
Step #1 is to call your insurance company and put in the claim. If you enjoy collision coverage let your insurance company fix your car.
Step #2 confer your insurance company her neighbor's license plate number so they can contact her asking her for her insurance info.
If she does not give her insurance info then your insurance company will furnish you your deductible money back if you have uninsured motorist coverage.
Check next to your claim rep. Laws vary by state.
Well, it depends.
You can usually go after both the OWNER of the motor, AND the driver. So if you don't know who the driver is, you can always go after the owner. Does the owner hold insurance? I have no idea - but you can ABSOLUTELY rob her to small claims court and find out.
If it were me, tell her, you are the owner of the motor, you are responsible for the damage it does. Please turn this in to your insurer. If I don't hear from them surrounded by a week, I'm going to be forced to take you to small claims court, and then you'll hold to pay for court costs and my rental car, within addition to the damage your motor did to mine.
Yes, the insurance would cover your damage, AND a rental car while yours be in the shop.
How are you going to prove who drove the motor that sideswiped you? This is why YOU are supposed to have insurance. File through your insurer.
Home insurance covers lots of different things. I'm not familiar beside all the details of my homeowners policy, but my homeowners insurance agent is always a phone give the name away. Try calling your agent or a homeowners agent in your city. http://www.americaschoicetoday.com/Home-Insurance.html They will be able to assist you.
She would be responsible. Even if she wasn't driving, it is her saloon, her responsibility. Insurance should cover this. That is why you have it.
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Answers:
It is good you hold photos.
Step #1 is to call your insurance company and put in the claim. If you enjoy collision coverage let your insurance company fix your car.
Step #2 confer your insurance company her neighbor's license plate number so they can contact her asking her for her insurance info.
If she does not give her insurance info then your insurance company will furnish you your deductible money back if you have uninsured motorist coverage.
Check next to your claim rep. Laws vary by state.
Well, it depends.
You can usually go after both the OWNER of the motor, AND the driver. So if you don't know who the driver is, you can always go after the owner. Does the owner hold insurance? I have no idea - but you can ABSOLUTELY rob her to small claims court and find out.
If it were me, tell her, you are the owner of the motor, you are responsible for the damage it does. Please turn this in to your insurer. If I don't hear from them surrounded by a week, I'm going to be forced to take you to small claims court, and then you'll hold to pay for court costs and my rental car, within addition to the damage your motor did to mine.
Yes, the insurance would cover your damage, AND a rental car while yours be in the shop.
How are you going to prove who drove the motor that sideswiped you? This is why YOU are supposed to have insurance. File through your insurer.
Home insurance covers lots of different things. I'm not familiar beside all the details of my homeowners policy, but my homeowners insurance agent is always a phone give the name away. Try calling your agent or a homeowners agent in your city. http://www.americaschoicetoday.com/Home-Insurance.html They will be able to assist you.
She would be responsible. Even if she wasn't driving, it is her saloon, her responsibility. Insurance should cover this. That is why you have it.
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