What would a see license do to your coup¨¦ insurance?
Would it be lower because you have advanced skill training? Or, would it be higher because the insurance company think it means you're a risky driver now?
Answers:
I believe it would depend on the insurance company policy.
In most cases insurance companies look at what you plan on doing next to the vehicle more than your qualifications. Informing your insurance provider you are planning on racing your vehicle would probably negated your contract and cause them to drop your policy.
I say this from the experience of conversation with my insurance provider when I purchased a street bike years ago. They went down the catalogue of where, when, how, and what and then asked something along the lines of "will the vehicle be used on any closed circuit track, raceway or drag course?" I be considering at the time taking it down to the local track on locals appreciation day to play around so I asked "What sort of difference would it make to my premium should I do such things?"
The agent informed me she be supposed to get an answer before responding to such inquires but I asked here plenty she finally told me - If I take it anywhere to race, competition or for fun, my policy is cancelled. Possibly jeopardizing the other remaining policies I held with the company. Not a chance I looked-for to take.
So my advice would be surrounded by situations like this - do not tell your insurance provider roughly speaking "race licenses" or any other things of such nature surrounded by the hopes of getting a discount because you reason you are somehow more of a superior driver than everyone else. You're not. And the insurance companies feel you'll be adjectives in more risky driving practices, even if you keep it on the track. If you want to inform your insurance company of this because you want a more complete and covering policy, after by all means - but be prepared to see an increase within premiums.
Nothing. A see licence has no more to do with driving on the highway than a pilot's licence or a fishing licence. A see licence allows you to race in doesn`t matter what class and territory the licence is for, and that is it.
I used to hold a licence that allowed me to drive school bus, taxi, and ambulance, but it didn't count on my insurance. My brother have an advanced military licence, as well as an instructor's licence. Again, nothing to do near the open road.
By the way, you coup¨¦ insurance isn't in effect for speed contests, anyway, which is why it also wouldn't place you in a better risk category.
And taking your regular car to the track doesn't "void" your policy, that is silly. It is, however, invalid while in truth participating in an event, it is not called race, it is called a contest of speed, so if you crack it up, tough noogies, you have no claim. However, if you hold an accident on the way home, you are covered. Read the wordings you are given, it is spelled out, promising in a paragraph or two under the heading Policy Esclusions or similar wording.
I don't think it would make any difference.
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Answers:
I believe it would depend on the insurance company policy.
In most cases insurance companies look at what you plan on doing next to the vehicle more than your qualifications. Informing your insurance provider you are planning on racing your vehicle would probably negated your contract and cause them to drop your policy.
I say this from the experience of conversation with my insurance provider when I purchased a street bike years ago. They went down the catalogue of where, when, how, and what and then asked something along the lines of "will the vehicle be used on any closed circuit track, raceway or drag course?" I be considering at the time taking it down to the local track on locals appreciation day to play around so I asked "What sort of difference would it make to my premium should I do such things?"
The agent informed me she be supposed to get an answer before responding to such inquires but I asked here plenty she finally told me - If I take it anywhere to race, competition or for fun, my policy is cancelled. Possibly jeopardizing the other remaining policies I held with the company. Not a chance I looked-for to take.
So my advice would be surrounded by situations like this - do not tell your insurance provider roughly speaking "race licenses" or any other things of such nature surrounded by the hopes of getting a discount because you reason you are somehow more of a superior driver than everyone else. You're not. And the insurance companies feel you'll be adjectives in more risky driving practices, even if you keep it on the track. If you want to inform your insurance company of this because you want a more complete and covering policy, after by all means - but be prepared to see an increase within premiums.
Nothing. A see licence has no more to do with driving on the highway than a pilot's licence or a fishing licence. A see licence allows you to race in doesn`t matter what class and territory the licence is for, and that is it.
I used to hold a licence that allowed me to drive school bus, taxi, and ambulance, but it didn't count on my insurance. My brother have an advanced military licence, as well as an instructor's licence. Again, nothing to do near the open road.
By the way, you coup¨¦ insurance isn't in effect for speed contests, anyway, which is why it also wouldn't place you in a better risk category.
And taking your regular car to the track doesn't "void" your policy, that is silly. It is, however, invalid while in truth participating in an event, it is not called race, it is called a contest of speed, so if you crack it up, tough noogies, you have no claim. However, if you hold an accident on the way home, you are covered. Read the wordings you are given, it is spelled out, promising in a paragraph or two under the heading Policy Esclusions or similar wording.
I don't think it would make any difference.
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