A motor reversed into me do i phone my insurence company to agree to them know? or a moment ago the other cars insurance?

File a claim with the other party's insurance carrier and report it "for files only" to your insurance carrier....just within case something comes up later.
You phone yours.
If you are fully comp then report it to your insurance company now and they will business deal with it for you.. If not then you will enjoy to contact the other insurance company yourself.
Definitely use their insurance. If you use yours, you'll most likely own to pay the deductible which might be $500 and possible chance of your monthly rate might dance up a couple dollars even though the accident wasn't your fault. If you run it through their insurance, someone representing the insurance company will come out to see the harmed...
Phone yours too. Hope you got them to admit guilt within writing cos often people modification their story and will say you drove into them.
Yes you should contact your own insurer and purely tell them, Also if there is harmed and your planning on using their insurance to get it replaced then you will enjoy to inform their insurer.
Always phone call the police and always notify your own insurance company......ALWAYS !
you should tell your own insurer and furnish them the TP details. your insurer will then deal near the claim for you. thats y you pay your insurance. You dont have to settlement with the claim with the TP's insurers yourself


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