If i permit someone barrow my sports car will the insurance cover any accident they carry into? ?
Ok so i have a car i own and own insurance for. i am going to have surgery done in a week and am planing on lettig a close trustworthy soul barrow my car during recovery time. but they do not own any car insurance of there own will they be covered to drive my motor??
Answers:
Short possession use is covered under most plans. Just be sure all the paperwork is surrounded by the car just contained by case!
It depends on a number of factor, none of which you have explained here. Sometimes yes, sometimes no. There are ALWAYS exceptions to coverage, so even if one set of factors say yes, another could cancel out that coverage.
You're best off calling your agent and asking them - but if it's going to be more than a week that this soul has your car, you should supply them as a driver to your policy, and then you don't have to verbs.
If they live with you, you should add them anyway.
Bad decision. You need to review your insurance policy closely or ask your agent give or take a few insurance coverage. But, you still own the car and could be liable for your friends actions e.g. decree suits, costs in excess of insurance coverage.
You'd better check your policy to see if it covers other drivers, especially uninsured drivers.
Most policies will provide coverage - provided the vehicle is not provided for that individuals regular use.
However, not all policies do this. Some do have words that restricts coverage to only those named one the Dec page. Usually you see this type of jargon in the policies of companies that specialize in illustrious risk drivers.
Your best bet is to call your agent and check with him/her. Source(s): Insurance Adjuster 12 years
Related Questions:
Answers:
Short possession use is covered under most plans. Just be sure all the paperwork is surrounded by the car just contained by case!
It depends on a number of factor, none of which you have explained here. Sometimes yes, sometimes no. There are ALWAYS exceptions to coverage, so even if one set of factors say yes, another could cancel out that coverage.
You're best off calling your agent and asking them - but if it's going to be more than a week that this soul has your car, you should supply them as a driver to your policy, and then you don't have to verbs.
If they live with you, you should add them anyway.
Bad decision. You need to review your insurance policy closely or ask your agent give or take a few insurance coverage. But, you still own the car and could be liable for your friends actions e.g. decree suits, costs in excess of insurance coverage.
You'd better check your policy to see if it covers other drivers, especially uninsured drivers.
Most policies will provide coverage - provided the vehicle is not provided for that individuals regular use.
However, not all policies do this. Some do have words that restricts coverage to only those named one the Dec page. Usually you see this type of jargon in the policies of companies that specialize in illustrious risk drivers.
Your best bet is to call your agent and check with him/her. Source(s): Insurance Adjuster 12 years
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