What would ensue if you get into a motor wreck didn't report it to your insurance company?
My little brother 19 years old. Got into a wreck a week ago. He called the cops when it happen and exchanged information with the other driver. He never called his insurance company to report it. Today he get a letter in the communication saying because he never reported it his insurance company will not pay for anything. Can the other drive sue him? Could he be arrested?
Answers:
The other driver can sue him for damages. If the other driver wins, your brother will be deeply contained by debt to pay off the decision.
No, he can't be arrested.
One condition of the insurance contract (and that's what it is) is that the insured must report all claims or accidents credibly soon; your little bro didn't do that, and the company is within its rights to deny coverage. Yes, he can be sued, whether the wreck was his failing or not, but any defense in on his dime, since the company won't go to court for him. It would own if he'd reported it.
I never hear of an insurance company refusing to cover a claim because they were not notify. ....Except..... if the insurance company can no longer investigate the situatiuon, because the damage has be altered or the facts that would have been present and available are no longer present or available and it craft it impossible for them to determine the facts............. But....If what you are saying is true and is the whole story, next Little brother should file a complaint with his states insurance commissioner ASAP past he is sued ! (yes, he can be sued)
Most insurance companies require notification within 3 days. Although this seems cheap, it could probably be used within court.
Related Questions:
Answers:
The other driver can sue him for damages. If the other driver wins, your brother will be deeply contained by debt to pay off the decision.
No, he can't be arrested.
One condition of the insurance contract (and that's what it is) is that the insured must report all claims or accidents credibly soon; your little bro didn't do that, and the company is within its rights to deny coverage. Yes, he can be sued, whether the wreck was his failing or not, but any defense in on his dime, since the company won't go to court for him. It would own if he'd reported it.
I never hear of an insurance company refusing to cover a claim because they were not notify. ....Except..... if the insurance company can no longer investigate the situatiuon, because the damage has be altered or the facts that would have been present and available are no longer present or available and it craft it impossible for them to determine the facts............. But....If what you are saying is true and is the whole story, next Little brother should file a complaint with his states insurance commissioner ASAP past he is sued ! (yes, he can be sued)
Most insurance companies require notification within 3 days. Although this seems cheap, it could probably be used within court.
Related Questions:
- Im 19, live within pittsburgh next to a liscense and no motor insurance?
- If you get into a sports car misfortune, what would you communicate the insurance agency?
- Im 17 i hold a junior license can i put a saloon surrounded by my mark and hold my own sports car insurance?
- Where can I get hold of Car Insurance for over 80 year olds?
- How does insurance work when youve be contained by a vehicle chance?