If I tatty a rental sports car, will it affect me if i win a vehicle insurance for my coup¨¦?
I recently rented a car and remunerated for insurance and liability the whole time i had it. I bumped the fender to the curb and the rental have me sign their report and I didn't have to pay for anything. I'm planning to buy a coup¨¦ but will the incident affect my insurance rate if I get my own insurance/
Answers:
I doubt it
Well yes it could but try getting quotes and don't mention the rental car , plus some insurance companies don't hold first time small minor things like that against the client.One article is at least it's not on your drivers record but will be on your insurance paperwork more then likely.
Remember that insurance rates dance by your age, are you under 25 and if you've a drivers education permit , your drivers license class and drivers ratings, type of car and what class it is, plus what kind of coverage you're seeking, plus whether or not you hold or own held valid insurance in the last 6 months to 2 yrs.
Hope that help and best of luck.By the way try not to worry just about it and call around for quotes , go to insurance office for quotes and don't forget that sometimes insurance brokers are the best chance at lower rates.
Typically, when you buy the insurance through the car rental company, the claim isn't input below your name. This means that it generally doesn't appear on what is called your CLUE report (a report insurance companies use to report at-fault accidents).
When you're getting insurance quotes, just don't mention the fluke. If it was reported to your CLUE report, they will find and and will charge you anyway, if it's not on your CLUE report, then they're none the wiser.
I've worked for a few insurance companies, and my feelings is that if you aren't 100% sure that something is on your record, don't tell them nearly it. Source(s): Agent
Related Questions:
Answers:
I doubt it
Well yes it could but try getting quotes and don't mention the rental car , plus some insurance companies don't hold first time small minor things like that against the client.One article is at least it's not on your drivers record but will be on your insurance paperwork more then likely.
Remember that insurance rates dance by your age, are you under 25 and if you've a drivers education permit , your drivers license class and drivers ratings, type of car and what class it is, plus what kind of coverage you're seeking, plus whether or not you hold or own held valid insurance in the last 6 months to 2 yrs.
Hope that help and best of luck.By the way try not to worry just about it and call around for quotes , go to insurance office for quotes and don't forget that sometimes insurance brokers are the best chance at lower rates.
Typically, when you buy the insurance through the car rental company, the claim isn't input below your name. This means that it generally doesn't appear on what is called your CLUE report (a report insurance companies use to report at-fault accidents).
When you're getting insurance quotes, just don't mention the fluke. If it was reported to your CLUE report, they will find and and will charge you anyway, if it's not on your CLUE report, then they're none the wiser.
I've worked for a few insurance companies, and my feelings is that if you aren't 100% sure that something is on your record, don't tell them nearly it. Source(s): Agent
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