Advice on buying enthusiasm insurance?
A Primerica/Citibank representative visited with me on yesterday and give me her spill on buying life insurance. Does anyone have any experience near this comapny? How would you rate their services, are they considered reputable?
Answers:
They are as reputable as their agent. Primerica is a multilevel investment company. They are only as good and as reputable as the human being you met with. To be on the safe side do for a moment research yourself to see if things look right.
Is it Term of Whole Life? In other words, are you buying it to provide for a spouse or child when you die or are you using it as a forced savings plan, too? We necessitate to know more about your situation. For example, are you single, married, a parent, etc.? In many valise, having life insurance doesn't construct any sense.
They're considered a multi-level-marketing insurance outfit. A rated, solid product - but EXPENSIVE if you compare to like big-hearted & quality products from other companies.
My advice: Set the GOAL first, of the insurance. Now you know what you have need of - go to 2-3 DIFFERENT AGENTS and get quotes from at tiniest 6 different companies.
As long as the carrier is A rated, and the coverage is comparable, and the ENHANCEMENTS are indistinguishable, you're pretty safe shopping strictly by price. Source(s): agent, 21+ years
Primerica is a big company. For what I take their main product is term natural life insurance. Term life insurance are policies that will give you a benefit for a low giving, but the payments are only guaranteed for a number of years (could be 10, 20, etc; depends on the policy).
When shopping for enthusiasm insurance it is a good idea to train yourself a little. The easiest way to do it will be discussion to other agents/brokers and listen to their ideas and opinions.
Of course every time you judge about insurance, ask for the license number of the person who is offering it to you (they are usually printed on their business cards). Transacting time insurance without a license is illegal, so explicitly a good way to spot irregularities. Source(s): Working as a existence agent for 3 years
As with anything, compare quotes. You dont need life span insurance if you have no one depending on your income.
Wow, I've never met an agent who needed to mention their company and their parent company in the same breath. Just do some inquiring with local brokers or online. You might also want to look at other comments here on Y! about Primerica.
A little friendly competition will breed a better settlement for you. Source(s): Independent agent
Former insurance brokerage manager
Related Questions:
Answers:
They are as reputable as their agent. Primerica is a multilevel investment company. They are only as good and as reputable as the human being you met with. To be on the safe side do for a moment research yourself to see if things look right.
Is it Term of Whole Life? In other words, are you buying it to provide for a spouse or child when you die or are you using it as a forced savings plan, too? We necessitate to know more about your situation. For example, are you single, married, a parent, etc.? In many valise, having life insurance doesn't construct any sense.
They're considered a multi-level-marketing insurance outfit. A rated, solid product - but EXPENSIVE if you compare to like big-hearted & quality products from other companies.
My advice: Set the GOAL first, of the insurance. Now you know what you have need of - go to 2-3 DIFFERENT AGENTS and get quotes from at tiniest 6 different companies.
As long as the carrier is A rated, and the coverage is comparable, and the ENHANCEMENTS are indistinguishable, you're pretty safe shopping strictly by price. Source(s): agent, 21+ years
Primerica is a big company. For what I take their main product is term natural life insurance. Term life insurance are policies that will give you a benefit for a low giving, but the payments are only guaranteed for a number of years (could be 10, 20, etc; depends on the policy).
When shopping for enthusiasm insurance it is a good idea to train yourself a little. The easiest way to do it will be discussion to other agents/brokers and listen to their ideas and opinions.
Of course every time you judge about insurance, ask for the license number of the person who is offering it to you (they are usually printed on their business cards). Transacting time insurance without a license is illegal, so explicitly a good way to spot irregularities. Source(s): Working as a existence agent for 3 years
As with anything, compare quotes. You dont need life span insurance if you have no one depending on your income.
Wow, I've never met an agent who needed to mention their company and their parent company in the same breath. Just do some inquiring with local brokers or online. You might also want to look at other comments here on Y! about Primerica.
A little friendly competition will breed a better settlement for you. Source(s): Independent agent
Former insurance brokerage manager
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