Can I buy a sports car underneath my own baptize and be covered beneath my parents insurance?
I am currently a college student and considering in buying a car. It will be my first coupé and I have never had coupé insurance before. Therefore, my insurance would be really high if I simply had insurance by myself as a first time driver. My question is if the sports car is titled under my name, can I somehow enjoy my parents insure the car under their cross and have them add me as a driver on their insurance even though I own the motor? Is this legal and normal?
Some info: This is surrounded by the state of Nevada. I also live with them and they don't mind the liability.
Answers:
This all depends on which insurance company that they own.
In most cases alot of your smaller insurance companies will not cover any damages for any persons other than who is planned on the policy. Now it does not matter who the car is titled to.
If you are looking for insurance, Geico is not the best, I would try to find in with USAA, State Farm or Allstate. USAA is the best but you must be contained by the service in order to fuse. However you can get double the coverage for the same cost as minimal coverage of Geico or any competitors, plus they adjectives offer discounts for students.
Now, you can get on your parents policy lower than a fleet plan, however they will have to make sure that the coupé is covered under the policy. And if it lapses, after you will still get a ticket.
So make sure that they make a payment you as a Single Driver of the vehicle if at all possible, and also make sure that you be in motion for the college student discount.
I suggest you visit a nearby auto insurance agent to comfort. Since I live in Louisiana I can't recommend anyone in Nevada, but here is an resource that can aid you. http://www.autoadviceonline.com/Free-Aut…
Related Questions:
Some info: This is surrounded by the state of Nevada. I also live with them and they don't mind the liability.
Answers:
This all depends on which insurance company that they own.
In most cases alot of your smaller insurance companies will not cover any damages for any persons other than who is planned on the policy. Now it does not matter who the car is titled to.
If you are looking for insurance, Geico is not the best, I would try to find in with USAA, State Farm or Allstate. USAA is the best but you must be contained by the service in order to fuse. However you can get double the coverage for the same cost as minimal coverage of Geico or any competitors, plus they adjectives offer discounts for students.
Now, you can get on your parents policy lower than a fleet plan, however they will have to make sure that the coupé is covered under the policy. And if it lapses, after you will still get a ticket.
So make sure that they make a payment you as a Single Driver of the vehicle if at all possible, and also make sure that you be in motion for the college student discount.
I suggest you visit a nearby auto insurance agent to comfort. Since I live in Louisiana I can't recommend anyone in Nevada, but here is an resource that can aid you. http://www.autoadviceonline.com/Free-Aut…
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