I want to buy vehicle insurance...?

so im not on my parents plan. because i heard that when you're on someone else's its higher, that and my sister, who is a unpardonable driver & has already had 3 accident, is on their insurance. if she gets in another twist of fate, wouldnt it make my payments higher? assistance me out, because i really would like to get my saloon out on the road, & stop depending on everyone else.
Answers:
You can easily compare how your quotes will changeover in internet, for example here: http://carinsurance.deep-ice.com
You should approach a price comparison site or an insurance broker first of all for a quote, as they will check beside lots of companies to get you the best deal, whereas an insurance company will individual quote for their own products.

I wouldn't take yourself off the kinfolk policy until you have got the quotes as it can sometimes work out more expensive to enjoy a policy in your own name. On a clan policy, whilst your sister may increase the overall cost, your parents are experienced drivers and will bring the cost down making it cheaper than a policy in your own name, and insurers usually muffle the cost of family policies as it is in their best interest to own all the family on cover near them.

Make sure you tell the insurer that you have driving experience and hold driven under the family policy as some insurers will provide you a bit of discount for that. As family policies often enjoy a high excess, it may be worth applying for the quote on the same smooth of excess so you can compare the two like for like.

When you own decided which company you are going with, it can sometimes work out cheaper not to get hold of it from the price comparison site, but to get it from the company itself as you will not then be paying any commission the price comparison site charges. Have a look at a promotional code net site such as www.myvouchercodes.co.uk to see if there are any further promotional discounts available, and if the company you are getting it from offers an online discount, I would buy it on the internet to bring back the cheapest possible deal. If it is close to your birthday, it is worth waiting until after your birthday as you will then be a year elder, and seen as a slightly reduced risk by the insurer. Source(s): Motor insurance underwriter for 25 years.
you should go to http://u76.org/qc4 and see the different quotes you can catch. its reallly easy to use and got me the best price and i save about 350 dollars.
why don't you just shop around, there is so much competition out within, check with Mercury, Progressive, Allstate, Geico, 21st Century
I feel your niggle, I'm on my mom's insurance and what she did was when i was added to the policy the made me rate the difference! If your sister has another accident and the insurance go up, she should pay the difference, not you or your parents. Also I'm looking to get my own policy!! the best item to do is SHOP around!!
well later , get your own insurance but shop around first...


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