Automobile insurance comprehensive claim query. Help!!?
I live in Gastonia, NC and have a comprehensive insurance claim contained by process. The value of the car is 11,650.00 and the estimate on the claim is 8,705.49. What are my option and rights? The damage is very close to human being 75% of the value of the car. I am not out to embezzle advantage of anyone, but I work hard for what I hold and I want to be absolutely sure I am not cheating myself. Can someone with experience near this situation, the laws or work in the corral please help me? Your help is much appreciated.
Answers:
If the car is not "totalled," next you can get a few estimates for the repair....They will give you an average.
If the saloon is totalled, then you need to show them evidence that it is worth more than their estimate. Their undertaking is to pay as little as they can, your job is to show that the sports car is worth more.
you can see these suggestion about insurance good.
http://www.bernanke.cn/insurance-saving-tips.html
Wish it will help you.
Good Luck! Source(s): http://www.bernanke.cn/insurance-saving-tips.html
The insurance company ALWAYS have the right to "make you whole" at the least possible expense. That routine they have the right to repair if in certainty it would cost less to repair than to total the car. IF they be to total the car they the car would be theirs, and they would furnish you the "blue book" value for the car smaller quantity your deductible.
Insurance laws differ from state to state but I suspect that my statement above is going to be pretty accurate no matter where on earth you are.
I definitely would take my coup¨¦ to "my own" body shop however to reassure myself that the estimate for repair is accurate. I'm guessing that the companies damage appraiser has established the $8,705.49 and he's probably accurate but you should formulate sure for your own satisfaction. Source(s): Licensed agent.
You might not need all those premiums Source(s): http://www.insurance-assurance.com/
Related Questions:
Answers:
If the car is not "totalled," next you can get a few estimates for the repair....They will give you an average.
If the saloon is totalled, then you need to show them evidence that it is worth more than their estimate. Their undertaking is to pay as little as they can, your job is to show that the sports car is worth more.
you can see these suggestion about insurance good.
http://www.bernanke.cn/insurance-saving-tips.html
Wish it will help you.
Good Luck! Source(s): http://www.bernanke.cn/insurance-saving-tips.html
The insurance company ALWAYS have the right to "make you whole" at the least possible expense. That routine they have the right to repair if in certainty it would cost less to repair than to total the car. IF they be to total the car they the car would be theirs, and they would furnish you the "blue book" value for the car smaller quantity your deductible.
Insurance laws differ from state to state but I suspect that my statement above is going to be pretty accurate no matter where on earth you are.
I definitely would take my coup¨¦ to "my own" body shop however to reassure myself that the estimate for repair is accurate. I'm guessing that the companies damage appraiser has established the $8,705.49 and he's probably accurate but you should formulate sure for your own satisfaction. Source(s): Licensed agent.
You might not need all those premiums Source(s): http://www.insurance-assurance.com/
Related Questions: