21st century automobile insurance. Any feedback?
Have been a GEICO custmer for over 7 years, but their rates have gone up. 21st have quoted me a good rate. Are they worth it?
Answers:
hold you moved recently to another zip code? that will put on a pedestal your rates alone although they say they don't do it that way anymore cos its against the ruling in most states. But they do it anyway. if you haven't had an misfortune or any recent tickets, have the state insurance commissoner investigate the rate increase while you shop abit more. thats what their there for. i've deal with a lot of body shops within my day and 21st is a good one. oodles people are happy near them. there are some out there that are cheaper though. shop til you drop. ask a controller or owner of a busy body shop who's best to work with when you have a claim. they'll report ya! its not just the rates but the quality and usefulness of their work when you have an accident . some poke around and others catch it handled. and some just total most every motor out and pay you very little surrounded by return. ask around!
I used to be with GEICO. I found out the reason they increase your rates. It have to do with your credit score! You may not want to hear it, but it's true. They podium your rate on your credit score. If you want it changed, talk to your state administration and get it changed. It's wrong; in reality, it's a form of discrimination. I have be driving for over 30 years; and in that time, have have 1 accident which was 20 years ago immediately. They never even knew about this quirk, yet they increased my rate so I left them never to return again. I Source(s): Personal issue
I have used Geico and 21st C for the later 20 years (mostly Geico). I switched to 21st C for the same reason, they offered a better rate. They own a very good rating on claims payments (as does Geico). We have an accident on our policy with 21st C and (of course) the rates go up. Geico had slightly lower rates for the same coverage at that time so we switched rear legs. I suggest going with the lower rates and shop again every year or so just to trade name sure you're getting a decent deal. You can run to Consumers Reports and get a comparative list on claims complaints, etc of adjectives the major insurance companies. Last time I checked, Geico was close by the top and 21st C not far below.
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Answers:
hold you moved recently to another zip code? that will put on a pedestal your rates alone although they say they don't do it that way anymore cos its against the ruling in most states. But they do it anyway. if you haven't had an misfortune or any recent tickets, have the state insurance commissoner investigate the rate increase while you shop abit more. thats what their there for. i've deal with a lot of body shops within my day and 21st is a good one. oodles people are happy near them. there are some out there that are cheaper though. shop til you drop. ask a controller or owner of a busy body shop who's best to work with when you have a claim. they'll report ya! its not just the rates but the quality and usefulness of their work when you have an accident . some poke around and others catch it handled. and some just total most every motor out and pay you very little surrounded by return. ask around!
I used to be with GEICO. I found out the reason they increase your rates. It have to do with your credit score! You may not want to hear it, but it's true. They podium your rate on your credit score. If you want it changed, talk to your state administration and get it changed. It's wrong; in reality, it's a form of discrimination. I have be driving for over 30 years; and in that time, have have 1 accident which was 20 years ago immediately. They never even knew about this quirk, yet they increased my rate so I left them never to return again. I Source(s): Personal issue
I have used Geico and 21st C for the later 20 years (mostly Geico). I switched to 21st C for the same reason, they offered a better rate. They own a very good rating on claims payments (as does Geico). We have an accident on our policy with 21st C and (of course) the rates go up. Geico had slightly lower rates for the same coverage at that time so we switched rear legs. I suggest going with the lower rates and shop again every year or so just to trade name sure you're getting a decent deal. You can run to Consumers Reports and get a comparative list on claims complaints, etc of adjectives the major insurance companies. Last time I checked, Geico was close by the top and 21st C not far below.
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