Can my automobile insurance company replace my broken/cracked windshield?
I heard that your insurance company will replace your windshield if it gets hit. For example, what if the windshield is hit by a rock and make a crack, will they replace it? I also heard that it will be free and it won't increase the price of my insurance policy. Are all of these true?
Answers:
you need to read YOUR policy.
My policy covers it like any other incident: I gain reimbursed for the windshield replacement cost that exceeds my deductible.
It depends on the terms of your policy, and how the skylight was brokend/cracked. Typcially these type claims do not impact your rate.
I always recommend that relatives purchase insurance locally through an independent agent, as they will educate and help you on these types of things. The best style to do this is to get a quote online using a company like http://www.2insure4less.com/?s=233450 or http://www.netquote.com.
You should win a number of calls from local agents who can not individual help you save money, but can also answer these type of question as opposed to calling an 800 number and India.
Good luck!
maybe Source(s): http://answers.yahoo.com/question/index?…
First of all it depends on your state.
If your state law provides free windshield replacements...
You just get it for free IF you carry comprehensive coverage on your policy.
It wont potential affect your rates but there is not law dictum it cant.
Depends on your insurance company. I have State Farm and chalice replacement is a part of the policy. They even covered a vent window that I admit I broke while locked out. My deductable was not a part of the repair, it cost me nought.
For the most part you are correct in adjectives areas.
You obligation to call your insurance company or read your policy. Every company is different, and it depends what level of coverage you own. It has nothing to do next to what state you're in. The minimum liability insurance that you are required to have does not cover it. Many "full coverage" plans do cover it, and the deductible will come and go based on your policy. It will probably only be free if its reparable, and you'll own a deductible if it needs to be replaced.
I had this once while I be driving my dad's car. It was lucky that I be in my dad's car because his insurance covered it. I newly called the insurance claims line and they told me the closest repair shop and set an appointment for me. It be a $100 deductible, and it did not affect the rates at all.
it depends what insurance you have if your own fully comp they will yes if you only third party later no
Related Questions:
Answers:
you need to read YOUR policy.
My policy covers it like any other incident: I gain reimbursed for the windshield replacement cost that exceeds my deductible.
It depends on the terms of your policy, and how the skylight was brokend/cracked. Typcially these type claims do not impact your rate.
I always recommend that relatives purchase insurance locally through an independent agent, as they will educate and help you on these types of things. The best style to do this is to get a quote online using a company like http://www.2insure4less.com/?s=233450 or http://www.netquote.com.
You should win a number of calls from local agents who can not individual help you save money, but can also answer these type of question as opposed to calling an 800 number and India.
Good luck!
maybe Source(s): http://answers.yahoo.com/question/index?…
First of all it depends on your state.
If your state law provides free windshield replacements...
You just get it for free IF you carry comprehensive coverage on your policy.
It wont potential affect your rates but there is not law dictum it cant.
Depends on your insurance company. I have State Farm and chalice replacement is a part of the policy. They even covered a vent window that I admit I broke while locked out. My deductable was not a part of the repair, it cost me nought.
For the most part you are correct in adjectives areas.
You obligation to call your insurance company or read your policy. Every company is different, and it depends what level of coverage you own. It has nothing to do next to what state you're in. The minimum liability insurance that you are required to have does not cover it. Many "full coverage" plans do cover it, and the deductible will come and go based on your policy. It will probably only be free if its reparable, and you'll own a deductible if it needs to be replaced.
I had this once while I be driving my dad's car. It was lucky that I be in my dad's car because his insurance covered it. I newly called the insurance claims line and they told me the closest repair shop and set an appointment for me. It be a $100 deductible, and it did not affect the rates at all.
it depends what insurance you have if your own fully comp they will yes if you only third party later no
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