What happen if i take into a automobile happenstance and the other driver does not enjoy insurance?

Answers: hopefully you have uninsured motorist coverage on your insurance. otherwise, it's up to the other person to pocket care of things, which you may have to hold him/her to court. depending on how much it is, you may never see any of it though. all taking them to court does is tell them they do owe you the money. however, depending on your state, they may not be capable of renew their license until it's paid. they may receive a ticket, and will definitely hold to pay some fines and probably have their license suspended for awhile. check out these sites for specifics. Source(s): http://www.expertlaw.com/library/car-acc…
http://www.accidentinfo.com/uninsured-mo…
If you have uninsured motorist coverage, then your coupé will be taken care of. Otherwise, you may be left to record a civil claim against the person and hope they have ample money to pay for the damages to your car. Any medical bills will be covered below the medical portion of your insurance.

EDIT
I should add that this applies if the other driver was at slate. If you are at fault, then your insurance would repay for their damages just like it would if the other character was insured. At the same time, the other driver might be cited for driving lacking insurance.
depends who is at fault/and the type of insurance you have/collision covers your damage usually near a deductible/liability covers others damage no deductibile
Then you any have to file the disfavour under your own policy, or sue the driver in court.

If you sue, you'll receive the judgement, and THEN you have to try to collect it. Depending on the person's assets, that can be difficult, to impossible.

It's much easier to file on YOUR policy, even if you hold to pay the deductible.
Now you have to go and own a talk with your insurance agent and he/she will transmit you what to do next . Of course this all would depend on what type of coverage you hold. The insurance company will contact the authorities and inform them of the lack of insurance, and this will cause problems for the driver within the when ever they try to renew their license or their vehicle registration
I am sorry I am not going to venture a guess as to what the agent will say, as I do not know the fine points of your policy.
hopefully your policy has uninsured motrist. If you carry collision it should cover your sports car however you'll pay the deductible unless you have uninsured motorist property hurt. Furthermore if you are injured your uninsured bodily injury will pay up to whatever borders you have.
if you have full coverage coupé insurance then the Uninsured/Under-insured (UM/UIM) clause of your policy should take strictness of you. Check your policy or call up your car insurance provider purely to be sure.

I referenced an article below that has a good explanation of UM/UIM coverage.

Hope this help. Source(s): http://www.freeautoinsuranceinaustin.com/free-auto-insurance-quotes-for-teen-driver-texas-tx.html
Use your own insurance. They will handle the adjectives claims process for you. Source(s): Claims cowboy

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