If an automobile twist of fate is my blemish, can I still present a claim against the other person's insurance?
I recently backed into a sizeable truck with my little Dodge Omni. The damage to the truck be merely a cracked tail-light, but my tail-light was completely shattered and back driver's side corner of my motor was dented in really disappointingly.
At first I assumed I would have to cover the repairs to my car myself, since it be my fault. But I have since received a communication from the other guy's insurance company which vaguely stated that they acknowledge receipt of my claim and that i should keep hold of my expenses to a minimum. I took this to mean that his insurance would cover the damage to my saloon after all. The thing is, I've be unable to get within touch with his insurance agent to find out how to proceed.
I'd like to newly get the car fixed and consequently mail them the receipt for reimbursement. The item is, if they're not going to cover my expenses, I wouldn't bother getting the body work done. The Omni's days are numbered anyway, so I'd just fix the light.
What should I do?
Answers:
There is no defence for the other policy to pay for repairs after an accident that is to say your fault. You probably received a form letter. I would read it again practically, because it doesn't sound like an agreement to earnings, just letting you know they are looking at the circumstances.
Related Questions:
At first I assumed I would have to cover the repairs to my car myself, since it be my fault. But I have since received a communication from the other guy's insurance company which vaguely stated that they acknowledge receipt of my claim and that i should keep hold of my expenses to a minimum. I took this to mean that his insurance would cover the damage to my saloon after all. The thing is, I've be unable to get within touch with his insurance agent to find out how to proceed.
I'd like to newly get the car fixed and consequently mail them the receipt for reimbursement. The item is, if they're not going to cover my expenses, I wouldn't bother getting the body work done. The Omni's days are numbered anyway, so I'd just fix the light.
What should I do?
Answers:
There is no defence for the other policy to pay for repairs after an accident that is to say your fault. You probably received a form letter. I would read it again practically, because it doesn't sound like an agreement to earnings, just letting you know they are looking at the circumstances.
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