How do i flout an insurance company’s assessment of failing within an auto catastrophe?
I was just informed by my insurance company that I be at fault in an luck even though I actually wasn't. Basically, we both changed into the same lane at nearly matching time. I merged first then he came contained by a second later scraping his saloon against mine. At worst this case should be 50-50 but since I merged in first and be more established I think the blame should go to the other guy.
I after received a call from my agent who said the other guy claimed he was within the same lane the whole time and I simply hit him. Based on his story my insurance company determined it be my fault.
My question is how can i confront this? How can someone sitting in an office a thousand miles away create two phone calls and determine who was at shortcoming? The guy that hit me lied and my insurance company chose to take his word over mine without any evidence. Is near anything I can do?
thanks
Answers:
You entail to call your agent and ask how you go something like challenging the insurance companies ruling. They should have some sort of a board inwardly the company that hold hearings on challenges to decision made.
They wouldnt freshly choose his word over your unless they had proof. Their job is to protect you and not wage out of possible- you really just think theyd pay packet the other driver for the fun of it? Please.
He must have some evidence proving you were at reprimand.. perhaps a witness... a police report that sided with him.. etc.
Point of the story.. no, you cant conflict this. They wouldnt pay unless they had a darn biddable reason. You should be happy they are protecting you.
You do it in writing.
Undoing this mess will probably require spending several hours on the phone, convincing people.
If you are involved contained by an accident, do not give your insurance information unless you are at quirk. Always call as early as possible.
without a police report, it's pretty tough to determine. shoulda called the cops. they would hold decided who was at bad habit and the police report is what u would use to challenge the company, provided the report shows you were not at shortcoming. also, even if u are 50% at fault, most companies still consider it and at-fault accident for u.
Well, what 'evidence' do you have? Unless you can provide witnesses or video tape of the loss afterwards it's just one of those things that happen contained by life. You may be able to appeal to a regulator -- at least you will get a probable answer.
His story be more believable than yours. It sounds like a case of your word against his. Similar article happened to me, the cop believed the other guy, even though I had the skid grades to prove my claim of lane position.
You might try escalating up the chain of command at your insurance company, or you could consult an attorney.
Related Questions:
I after received a call from my agent who said the other guy claimed he was within the same lane the whole time and I simply hit him. Based on his story my insurance company determined it be my fault.
My question is how can i confront this? How can someone sitting in an office a thousand miles away create two phone calls and determine who was at shortcoming? The guy that hit me lied and my insurance company chose to take his word over mine without any evidence. Is near anything I can do?
thanks
Answers:
You entail to call your agent and ask how you go something like challenging the insurance companies ruling. They should have some sort of a board inwardly the company that hold hearings on challenges to decision made.
They wouldnt freshly choose his word over your unless they had proof. Their job is to protect you and not wage out of possible- you really just think theyd pay packet the other driver for the fun of it? Please.
He must have some evidence proving you were at reprimand.. perhaps a witness... a police report that sided with him.. etc.
Point of the story.. no, you cant conflict this. They wouldnt pay unless they had a darn biddable reason. You should be happy they are protecting you.
You do it in writing.
Undoing this mess will probably require spending several hours on the phone, convincing people.
If you are involved contained by an accident, do not give your insurance information unless you are at quirk. Always call as early as possible.
without a police report, it's pretty tough to determine. shoulda called the cops. they would hold decided who was at bad habit and the police report is what u would use to challenge the company, provided the report shows you were not at shortcoming. also, even if u are 50% at fault, most companies still consider it and at-fault accident for u.
Well, what 'evidence' do you have? Unless you can provide witnesses or video tape of the loss afterwards it's just one of those things that happen contained by life. You may be able to appeal to a regulator -- at least you will get a probable answer.
His story be more believable than yours. It sounds like a case of your word against his. Similar article happened to me, the cop believed the other guy, even though I had the skid grades to prove my claim of lane position.
You might try escalating up the chain of command at your insurance company, or you could consult an attorney.
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