Where can a youthful personage acquire clothed auto insurance?
Answers: Heres a small back story. I am 21. I got my licence when I be 16. My parents thought I needed to learn responcibility, so I had to work and wage for everything, including insurance(they wouldnt let me be on theirs). I had a heck of a time finding cheap rates. Local agents charge a bunch because they are a middle man for a larger copmany and heck, how do they gain paid? Try asking about assigned risk. My wife be able to get that and compensated half of what I did(assigned risk is where bigger companies are mandate to have clients that have large potential for accedents). Anyway, the cheapest for me was progressive. It was a 6 month policy and I be paying about $200 a month, liability only, on a 10 year elderly car. So, theres a ballpark figure for you. Keep getting quotes. Some probably wont even insure you, or if they will its at an outragous price. Call around, attain as many quotes as you can. Anyway the advise from experience. DONT GET IN TROUBLE. My first month I be pulled over speeding. Due to the law, your under a probationary time of year for 6 months in NY. You get pulled over for speeding, or driving olden 9pm, you loose your licence for 3 months. Well, cops dont like it when your going 70 in a 55(it be an expressway). After I got my licence back I wrecked my motor. Im now 21 and I pay 300/month ($916 every 6 months) on 2 cars and one have liability, one full coverage. Thats really high, and it wouldn't be if I was more carefull when I first get my licence, so a word of advice, be careful, as if you do something small as speeding newly a little, you screw yourself down the road.
Go to Yahoo and search for cheap auto insurance. You will find greatly of good companies on the first pages. My sister only just turned 16 and got a good deal through our parents insurance. Source(s): http://www.surfquotes.com/autoinsurance.…
Try a local agencie in your town. But do your research first on it.
By anyone added to his parent's policy.
Taking driving courses in/out of school and endorsement, credit score, job, and grades I believe even minister to. Unfortunetly, it will be expensive no matter what, so start with the phone call and the quotes. If you have a relative who is in beside USAA, have them refer you and stick with USAA as they enjoy great rates.
I JUST TURNED 16 AND HAD THE HARDEST TIME UNTIL I WENT TO PROGRESSIVE.COM AND IT GAVE THEIR PRICE AND THE PRICE OF THEIR COMPETITORS. BEST WAY TO GO IS ALSO TO HAVE SUM1 ELSE ON DA INS WIT U TO MAKE UR PREMIUM LOWER. Source(s): EXPERIENCE
Type surrounded by "Car Insurance" in Google or your favorite search engine, and next use the "get a quote" feature.
I would go through an insurance broker. I have be going through one since I was 18 or so. Basically, he has hundreds of insurance companies within his database & he searches through all of them & finds you the lowest one. The duty is usually about $40 & is included with your down payment/first month. Also if the company offer automatic monthly payments from your checking account, you can usually save more or less $5.00 a month if you use that instead of being billed by mail. It also depends on what you drive & if you own had any accidents/tickets. 4X4's & v8's are usually a little superior, I have never noticed a BIG differance. I go from a 91 Saturn 4cyl to a 96 4X4 blazer & a 97 z28 Camaro & it didn't go up that much, around $10 a month. Hope this helps!
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