How is my auto insurance effect contained by NJ?
We live in NJ. Recently I recieved a 4 pt ticket in South Brunswick (67 contained by 55 zone). My wife already has two tickets in the second 18 months. A 2 pointer and a no point citation for unsafe operation of vehicle. How will my auto insurance effected? Since this makes 3 offenses contained by last 3 years, are we in trouble zone?
Answers:
On your next renewal (well right before), your company will pull motor vehicle history. Just so you know, just because a ticket is "no points" on your license, doesn't necessarily mean no insurance points. An at blame accident is 5 insurance points, a DWI, driving without insurance or driving while suspended is 9 insurance points (none of these put "points" on your drivers license). Each point assigned make your insurance increase for 3 yrs.
It used to be (I don't know if this has changed) that 9 insurance points - in 3 yrs - for one driver cause a nonrenewal of the policy. Hopefully neither of you has an at fault catastrophe anytime soon, because if you do, you will likely be nonrenewed. Source(s): Was an agent in NJ.
YEP....................... Source(s): 923
Related Questions:
Answers:
On your next renewal (well right before), your company will pull motor vehicle history. Just so you know, just because a ticket is "no points" on your license, doesn't necessarily mean no insurance points. An at blame accident is 5 insurance points, a DWI, driving without insurance or driving while suspended is 9 insurance points (none of these put "points" on your drivers license). Each point assigned make your insurance increase for 3 yrs.
It used to be (I don't know if this has changed) that 9 insurance points - in 3 yrs - for one driver cause a nonrenewal of the policy. Hopefully neither of you has an at fault catastrophe anytime soon, because if you do, you will likely be nonrenewed. Source(s): Was an agent in NJ.
YEP....................... Source(s): 923
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