How do auto insurance companies know if you hold have saloon accidents/tickets surrounded by former times?
I was in a fender bender, but near was never a police report filed. However, I did report a claim on my insurance company. If I was to switch insurance policies, would the new insurance company know how to know about the accident? OR since at hand was no police report is it not on record?
Answers:
It will be on record with your claims history, which insurance companies check through the usage of CLUE reports. The police report issue is n/a. Source(s): claims creature
Insurance companies can pull up your DMV records. Insurance companies request a MRV report, which have all your driving history. Source(s): For more insurance FAQ go to http://www.2insure4less.com
Unfortunately, yes they are. It's call CHOICEPOINT (C.L.U.E., Inc) and ALL Insurance companies use this company as a repository of claims information to cross check everyone for all types of policies (Home, Auto, Liability, etc.). But, the good article is because they are legally considered a Credit Bureua you can request a copy of your file to see what they own on you. You are entitled to a FREE report from them as required by the FACT ACT. Who knows, maybe they don't hold anythiong on you. Give it a try. Go here to access: http://www.choicetrust.com/servlet/com.kx.shared.util.ClickMan2?site=3&clickid=792070842162806786
Anything file through the insurance company is reported to CLUE so that all insurance companies can view it. So, yes. Other insurance companies can see you hold had an accident since you file a claim.
Magic.
Related Questions:
Answers:
It will be on record with your claims history, which insurance companies check through the usage of CLUE reports. The police report issue is n/a. Source(s): claims creature
Insurance companies can pull up your DMV records. Insurance companies request a MRV report, which have all your driving history. Source(s): For more insurance FAQ go to http://www.2insure4less.com
Unfortunately, yes they are. It's call CHOICEPOINT (C.L.U.E., Inc) and ALL Insurance companies use this company as a repository of claims information to cross check everyone for all types of policies (Home, Auto, Liability, etc.). But, the good article is because they are legally considered a Credit Bureua you can request a copy of your file to see what they own on you. You are entitled to a FREE report from them as required by the FACT ACT. Who knows, maybe they don't hold anythiong on you. Give it a try. Go here to access: http://www.choicetrust.com/servlet/com.kx.shared.util.ClickMan2?site=3&clickid=792070842162806786
Anything file through the insurance company is reported to CLUE so that all insurance companies can view it. So, yes. Other insurance companies can see you hold had an accident since you file a claim.
Magic.
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