Can you catch double benefits from have 2 auto insurance policies?

Answers: No. In fact, I meditate it's illegal.
No.
No, except in the very few states that allow you to "stack" uninsured/underinsured motorist coverages, or medical payments.

For the collision, comprehensive, and liability coverages, the support of your policy says how they'll pay - usually any on a pro-rata basis with the other company, or on an excess starting place. Source(s): agent, 21+ years
No.....why would you? Your policy says they any pay EXCESS to other insurance for the same coverage OR they clear their pro-rata share. If for some reasons they both say indistinguishable thing, for instance they both say they are EXCESS--then the decide factor on who is primary is usually determined by when each of the policies was purchased right down to the second and/or when the vehicle be added to the policy.

Some mentioned stacking....stacking is where you add the coverage available on 1 policy for multiple vehicle. So if you have 3 vehicles on 1 policy and your UM limitations are 15/30, when you stack your UM limits are now 45/90. It does not own anything to do with multiple policies.
You can have two different policies as long as they are on different cars. You cannot claim two policies on th same car.

I know within the state I live in car insurance is fundamentally high. I am not sure anyone could afford two differt policies.

Your problem can come by being accuse of insurance fraud if you claim the different policies. Both companys could refuse to pay because of possible fraud and after you would be left holding the bag.

I know sometimes insurance policies can overlap if you choose to adapt companies. Some people will buy the new policy and hold it in place prior to the other policy expiring.

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