Does state liability auto insurance cover hit and runs?? resembling if someone scratched up my paint?
Answers: If the accident was due to a hit and run vehicle, it could be considered a collision loss if the driver or owner of the other vehicle could not be found, identified, or didn't take liability insurance of their own. However, you would have to have collision coverage on your own policy to grasp it covered. Now, depending on what state you live in, and if you have the coverage for it, you might be capable of file an uninsured motorist property damage claim. Some companies might require that you directory a police report within 24-48 hours after the accident if your saloon was hit by an unknown or hit and run vehicle.
If the loss was due to vandalism to some extent than a hit and run accident, then it would be covered underneath the comprehensive coverage of your own policy.
Good luck!
yep, that's under the comprehensive coverage.
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