How can I prove Auto Insurance Fraud?
I was in a coup¨¦ accident where a guy slammed on his brakes when I be making a lane change. This happened contained by 2006 and I was told that I was not at condemn because he braked due to an accident within a abiding distance in front of him. Now on this billing cycle in 2008 they raise my insurance. When I called they said it was due to that stroke of luck. They had settled. There was 1500 dollars contained by damages to his car, bumper and paint job and medical of 24000 dollars. The quirk was less than 10 miles per hour. Neither one of our airbags deployed. My insurance company never even contacted me maxim that they were shifting fault.
Can I prove that it is an insurance fraud after the insurance settled?
I don't see anyway that 24000 dollars of medical bills is possible.
Do I hold any investigation avenues?
There could be a couple of reason that you were put at fault.
One, the first creature that told you it was not your fault could own been the wrong person to speak to and it could own been just their evaluation and not a real claim rep.
Second, your insurance company could have put it be not your fault and the other guys insurance company also said their customer was not at bad habit either. So, when both insurance companies say the misfortune is not their customer's fault, the claim has to step to arbitation and a hearing officer gets to desire who is right.
Since your claim took so long to settle, I bet that is what happened. The 2 insurance companies have to fight it out in arbitation. And, it looks close to your insurance company lost. It was not their fault and they did combat for you.
I am sorry that the other party really got away near the amount of money that he did. He probly had a good attorney that sent him to doctors every day for treatment that he did not need.
This is the approach insurance works. Your insurance company did nothing wrong. As a matter of reality I would be happy with them because they fought for you.
I would record a complaint with the Insurance Commissioner. You can do that online at the website below.
Good Luck. Source(s): http://www.insurance.ca.gov
online inssurance help from expert
http://insuranceshelp.info/
Believe me, your insurance company did not want to clear that much either. If there be any investigating to be done, I'm sure they did it.
It's a shame so many people pinch advantage of insurance money which drives up the premiums for the rest of us. Source(s): Insurance Agent
Darned hard to prove. You'd own to prove that either he didn't have the injuries he be treated for, meaning that his provider was contained by cahoots, or that he staged the accident.
Normally, the guy in front stops unconscious, for ANY reason, the guy behind him reverse ends him, the guy behind is at fault, for tailgate. Even if you switch into his lane. The definition of tailgating is, if the guy in front of you stops short, and you don't own time to stop before you hit him.
It's not usual for an insurer to contact the policyholder to discuss where error is being laid. Pretty much, the fault is going to be near either you or him - and you were the guy surrounded by the back.
That $24,000 in medical probably includes chiro bills, and aching and suffering. But this minor accident also could have aggravated a prior injury, resulting surrounded by lost wages, and increased medical expenses.
Sorry. I think you're out of luck with this.
"> I've heard of people fake medical just so they get a overweight check in the mail. Some race will bleed your/their insurance company for as much as they can possibly get. In any accident near is a police report filed and that's what my insurance company used to figure who's criticize the accident was. The merely other info I'd have would be contact a lawyer and see what you could do. Also what benevolent of settle happened. Did you pay out of pocket. If so did you carry written statement that he singed? Hope this helps
Contact the California State Insurance Investigation Department and report this matter to them. Every State have an investigation bureau to investigate Insurance fraud. Secondly, Write a letter to your Insurance Company disputing the increase in premium because you be told that it was not your fault and also the never have the courtesy to inform you that they were settling the claim. If these attempts failed, attain an Attorney.
Related Questions:
Can I prove that it is an insurance fraud after the insurance settled?
I don't see anyway that 24000 dollars of medical bills is possible.
Do I hold any investigation avenues?
There could be a couple of reason that you were put at fault.
One, the first creature that told you it was not your fault could own been the wrong person to speak to and it could own been just their evaluation and not a real claim rep.
Second, your insurance company could have put it be not your fault and the other guys insurance company also said their customer was not at bad habit either. So, when both insurance companies say the misfortune is not their customer's fault, the claim has to step to arbitation and a hearing officer gets to desire who is right.
Since your claim took so long to settle, I bet that is what happened. The 2 insurance companies have to fight it out in arbitation. And, it looks close to your insurance company lost. It was not their fault and they did combat for you.
I am sorry that the other party really got away near the amount of money that he did. He probly had a good attorney that sent him to doctors every day for treatment that he did not need.
This is the approach insurance works. Your insurance company did nothing wrong. As a matter of reality I would be happy with them because they fought for you.
I would record a complaint with the Insurance Commissioner. You can do that online at the website below.
Good Luck. Source(s): http://www.insurance.ca.gov
online inssurance help from expert
http://insuranceshelp.info/
Believe me, your insurance company did not want to clear that much either. If there be any investigating to be done, I'm sure they did it.
It's a shame so many people pinch advantage of insurance money which drives up the premiums for the rest of us. Source(s): Insurance Agent
Darned hard to prove. You'd own to prove that either he didn't have the injuries he be treated for, meaning that his provider was contained by cahoots, or that he staged the accident.
Normally, the guy in front stops unconscious, for ANY reason, the guy behind him reverse ends him, the guy behind is at fault, for tailgate. Even if you switch into his lane. The definition of tailgating is, if the guy in front of you stops short, and you don't own time to stop before you hit him.
It's not usual for an insurer to contact the policyholder to discuss where error is being laid. Pretty much, the fault is going to be near either you or him - and you were the guy surrounded by the back.
That $24,000 in medical probably includes chiro bills, and aching and suffering. But this minor accident also could have aggravated a prior injury, resulting surrounded by lost wages, and increased medical expenses.
Sorry. I think you're out of luck with this.
"> I've heard of people fake medical just so they get a overweight check in the mail. Some race will bleed your/their insurance company for as much as they can possibly get. In any accident near is a police report filed and that's what my insurance company used to figure who's criticize the accident was. The merely other info I'd have would be contact a lawyer and see what you could do. Also what benevolent of settle happened. Did you pay out of pocket. If so did you carry written statement that he singed? Hope this helps
Contact the California State Insurance Investigation Department and report this matter to them. Every State have an investigation bureau to investigate Insurance fraud. Secondly, Write a letter to your Insurance Company disputing the increase in premium because you be told that it was not your fault and also the never have the courtesy to inform you that they were settling the claim. If these attempts failed, attain an Attorney.
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