I necessitate direction for my auto insurance claim! Please aid!!?
I was in a vehicle accident 4 days ago. My Mother was the passenger surrounded by my car (I was driving). I be on the off ramp getting off the freeway. All cars trailing me were stopped. I was stopped waiting to gross a right turn. An emergency vehicle was coming in my direction from my not here. Therefore, I was waiting for the emergency vehicle to pass. The personage behind me (large dodge ram truck I am within an '08 2 door Infiniti coupe) thought I went so he 'gunned it' to get surrounded by front of the emergency vehicle. Unfortunately, we had not gone so he pushed my vehicle out in front of the emergency vehicle. Luckily, I be able to turn my car out of the course. I did not hit anyone (no one was in front of me). My Mother and I be both put into a gurney and taken to a local hospital in an ambulance. We both had our form belts on and suffered whiplash. We were released 5-6 hours later after x-rays, etc. We be both prescribed medicine. My Mother has have 3 brain tumors and has trouble with her speech etc. and any furious startling trauma can get her shaken up pretty badly and confused. I know she hit her herald but, she is in pain but not nearly as much as I am. With my Mother's condition I don't know if this nature of thing can have denial effects later on. I know that my neck and wager on is pretty messed up. It hurts to stand for after 15 minutes or so. My car is pretty messed up and had to be towed. I plan on taking it hindmost to the Infiniti shop to get all alien parts. My car has adjectives the upgrades in it so I want it to be taken care of. Am I allowed to nick it to the Infiniti dealership or will Geico (the other persons insurance) not allow that, or does it not matter? The police give the guy that hit us a citation. I have USAA and the other person have Geico. I just want to know exactly what to do in this situation. Since I'm out a saloon (I work for myself) I have been out (already) a wearing clothes amount of money for not being able to group up with my clients. I spoke to my insurance today and they said that all my medical is covered since I have that already in my plan (without it raising my premium) and that I should seize a settlement ON TOP of paying for damages to my car and getting me a rental, etc. Any advice would be greatly appreciated. I don't want to get hold of taken for a ride. I've heard the horror stories of dealing with insurance companies. Any warning on what I should make a point of saying to the other insurance company, etc. Thanks surrounded by advance....
Answers:
You should be able to take your vehicle to any mechanic you choose. Most insurance companies allow that. Sorry to hear of that terrible accident, I do hope that you both will get better fully. Keep in contact with your insurance company, they are your best source for information.
Okay......... I read your story... Luckily, I buy and sell with these kinds of things everyday at my chore..
Okay, so what state are you in?
You need to look into getting an accident/injury attorney, and they will help out with most of this stuff, and especially if you and your mother were hurt..
I work for a company name A.I.C.A. in Georgia, and we are chiropractors located all throughout the metro Atlanta nouns.
what we do is see you for your injuries, and we find lawyers whom are sufficient in getting you a great settlement for you injuries and/or loss of wages. We also provide transportation to and from your doctor appointment (chiro-treatment).
If you haven't already obtain a copy of the police report, then you need to do so.. for your sake
If you are have are hard time getting one, then look contained by your local pages for accident/injury attorneys, and they will do all the work for you.
If you haven't already file a claim with Gieco, then you really obligation to do so, and that will assure your car damages being taken exactness of..
I call insurance company's like USAA adjectives day long, and they aren't that bad... I niggardly they should have provided you with a rental coup¨¦, but maybe they are waiting on Geico to offer you something.., but it should've be part of your plan...
but look into these things what I said, and you will succeed--- I promise you Source(s): I'm working with things close to this everyday
You can take the vehicle to any shop you choose. It is up to the body shop estimator and the insurance appraiser to work out an agreed repair cost.
Use your own auto insurance to reimburse your medical bills.
If you are authorized by your doctor to drive, rent a vehicle. Check with the adjuster from Geico to see if they will pay the rental expense directly to the vehicle rental company. If not put it on a credit card. You will get reimbursed.
Keep track of your medical expenses. Make up a list of lost wages, or lost sale or lost earnings.
When you are sure you are completely recovered, you can make a emergency for settlement. It should be 5 times the medicals plus, lost wages, plus property damage. Source(s): Retired claims adjuster.
I also do business with this sort of thing every afternoon and I can tell you this for sure: a lawyer will pilfer 1/3 of EVERY dime you get from your settlement. They are cold, ruthless, spineless liars and do NOT care one wit just about you or your family. Lawyers are complete scum and thought nothing about their clients -- they are completely, totally, 100% driven by money.
Hire a legal representative if you want, but you haven't seen pain approaching you're going to have after dealing with those dirtbags.
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Answers:
You should be able to take your vehicle to any mechanic you choose. Most insurance companies allow that. Sorry to hear of that terrible accident, I do hope that you both will get better fully. Keep in contact with your insurance company, they are your best source for information.
Okay......... I read your story... Luckily, I buy and sell with these kinds of things everyday at my chore..
Okay, so what state are you in?
You need to look into getting an accident/injury attorney, and they will help out with most of this stuff, and especially if you and your mother were hurt..
I work for a company name A.I.C.A. in Georgia, and we are chiropractors located all throughout the metro Atlanta nouns.
what we do is see you for your injuries, and we find lawyers whom are sufficient in getting you a great settlement for you injuries and/or loss of wages. We also provide transportation to and from your doctor appointment (chiro-treatment).
If you haven't already obtain a copy of the police report, then you need to do so.. for your sake
If you are have are hard time getting one, then look contained by your local pages for accident/injury attorneys, and they will do all the work for you.
If you haven't already file a claim with Gieco, then you really obligation to do so, and that will assure your car damages being taken exactness of..
I call insurance company's like USAA adjectives day long, and they aren't that bad... I niggardly they should have provided you with a rental coup¨¦, but maybe they are waiting on Geico to offer you something.., but it should've be part of your plan...
but look into these things what I said, and you will succeed--- I promise you Source(s): I'm working with things close to this everyday
You can take the vehicle to any shop you choose. It is up to the body shop estimator and the insurance appraiser to work out an agreed repair cost.
Use your own auto insurance to reimburse your medical bills.
If you are authorized by your doctor to drive, rent a vehicle. Check with the adjuster from Geico to see if they will pay the rental expense directly to the vehicle rental company. If not put it on a credit card. You will get reimbursed.
Keep track of your medical expenses. Make up a list of lost wages, or lost sale or lost earnings.
When you are sure you are completely recovered, you can make a emergency for settlement. It should be 5 times the medicals plus, lost wages, plus property damage. Source(s): Retired claims adjuster.
I also do business with this sort of thing every afternoon and I can tell you this for sure: a lawyer will pilfer 1/3 of EVERY dime you get from your settlement. They are cold, ruthless, spineless liars and do NOT care one wit just about you or your family. Lawyers are complete scum and thought nothing about their clients -- they are completely, totally, 100% driven by money.
Hire a legal representative if you want, but you haven't seen pain approaching you're going to have after dealing with those dirtbags.
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