About Auto insurance. How to fiddle with this situation?
I'm wondering if car A and car B get hit by each other, and car A be right car B was wrong. Nobody be injured, but car A was dented. So my request for information is: Would car A be able to catch some money from car B for the dented car A? (both r insured) or sports car A has to fix it with his own money (if not insured collision nor compensation)?
Answers:
Discuss it with car B and see if you can take money to fix your car A. That way you can avoid complex insurance rates. If the paint isn't scratched you can go to a dent clinic. With something like a $500 deductible demarcate it might be cheaper to fix the car yourselves anyway and avoid getting your insurance rates increased.
If neither saloon A or car B reported an accident to police, motor A and B are probably both in a bit of a pickle. But really car B is the one who's liability coverage will repair coup¨¦ A. A question to consider is if car B newly gives car A some currency for denting car A then sports car B would save plenty of dough on insurance, and maybe motor A can live with the dent if it's an older vehicle, and just take the dosh as sort of a depreciation payment. I say this Because another poster's coup¨¦ A was involved in a vandalism incident cause by hooligan B and now car A is paying superior insurance premiums as a result of their claim, while hooligan B is out freely roaming the streets.
Car B owes for your damages as they damaged car A. It would be covered by their liability policy.
Some empire offer to pay for things out of pocket. In my experience this once in a blue moon works out as they never like the estimate you get no event where it comes from.
Report it to Car B ins company and let them lug care of the damages.
Source(s): claims adj 15 yrs
Its hard to bring money from the insurance co. if you weren't hurt a lot of people might exploit like they are hurt and get a legal representative, but that would be dishonest. otherwise the insurance co will pay to have your saloon fixed, and that's about it. I don't know what the laws are where on earth you are, but here if you don't have a lien on your car the insurance co will write you a check and you can fix the vehicle or not. you decide. If the bank owns your motor the insurance co. will write a check to the body shop of your choice to fix your car and you get nought.
Report it to the insurance company and let them determine failure and compensation
Yes.Car B's auto insurance would be liable for the damage to saloon A only if it was ruled at reproach to car B from the police report.
It depends on the negligence law of the state where the accident happen.
There are 4 main types of negligence laws. Each state follows some reworked copy of one of the 4.
Here's the Cliff's note version:
Contributory Negligence: if you contribute to an luck you are barred from recovery. So If A: is 20% at slate and B is 80% - then each have to pay for their own damage.
Modified Comparative - at hand are 2 types of modified comparative - the main difference in the two is what happen at 50%. In the 49% or less- in order to collect from another entity, you have to be 49% or less at eccentricity. That means - if Car A is 20% and Car B is 80% - car be would settle for car A. But car A would not catch anything from B. In the 51% or more- you have to be 50% or less to recuperate. So if A is 50% and B is 50% - A pays 50% of B and B pays 50% of A,
Pure Comparative - is straight %. So if A is 10% at fault and B is 90% at fault -- after A is paid 90% by B and B is paid 10% by A. Source(s): Insurance Adjuster
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Answers:
Discuss it with car B and see if you can take money to fix your car A. That way you can avoid complex insurance rates. If the paint isn't scratched you can go to a dent clinic. With something like a $500 deductible demarcate it might be cheaper to fix the car yourselves anyway and avoid getting your insurance rates increased.
If neither saloon A or car B reported an accident to police, motor A and B are probably both in a bit of a pickle. But really car B is the one who's liability coverage will repair coup¨¦ A. A question to consider is if car B newly gives car A some currency for denting car A then sports car B would save plenty of dough on insurance, and maybe motor A can live with the dent if it's an older vehicle, and just take the dosh as sort of a depreciation payment. I say this Because another poster's coup¨¦ A was involved in a vandalism incident cause by hooligan B and now car A is paying superior insurance premiums as a result of their claim, while hooligan B is out freely roaming the streets.
Car B owes for your damages as they damaged car A. It would be covered by their liability policy.
Some empire offer to pay for things out of pocket. In my experience this once in a blue moon works out as they never like the estimate you get no event where it comes from.
Report it to Car B ins company and let them lug care of the damages.
Source(s): claims adj 15 yrs
Its hard to bring money from the insurance co. if you weren't hurt a lot of people might exploit like they are hurt and get a legal representative, but that would be dishonest. otherwise the insurance co will pay to have your saloon fixed, and that's about it. I don't know what the laws are where on earth you are, but here if you don't have a lien on your car the insurance co will write you a check and you can fix the vehicle or not. you decide. If the bank owns your motor the insurance co. will write a check to the body shop of your choice to fix your car and you get nought.
Report it to the insurance company and let them determine failure and compensation
Yes.Car B's auto insurance would be liable for the damage to saloon A only if it was ruled at reproach to car B from the police report.
It depends on the negligence law of the state where the accident happen.
There are 4 main types of negligence laws. Each state follows some reworked copy of one of the 4.
Here's the Cliff's note version:
Contributory Negligence: if you contribute to an luck you are barred from recovery. So If A: is 20% at slate and B is 80% - then each have to pay for their own damage.
Modified Comparative - at hand are 2 types of modified comparative - the main difference in the two is what happen at 50%. In the 49% or less- in order to collect from another entity, you have to be 49% or less at eccentricity. That means - if Car A is 20% and Car B is 80% - car be would settle for car A. But car A would not catch anything from B. In the 51% or more- you have to be 50% or less to recuperate. So if A is 50% and B is 50% - A pays 50% of B and B pays 50% of A,
Pure Comparative - is straight %. So if A is 10% at fault and B is 90% at fault -- after A is paid 90% by B and B is paid 10% by A. Source(s): Insurance Adjuster
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