(NY states) Do I own a right to correct the estimate of wrong to auto insurance co.?
There was a hail contained by Buffalo so my car is a little messed
So I made a claim for comprehensive wreck since I have a full coverage.
And had a estimate of $ 1300.
But I go to two other dealer shop, and they get me an estimate of $4200 and $2900.
So I call insurance company and ask for a re-estimate.
But they refused to do it.
They said once I go to merchant and fix it, then they will pay the rest of money I needed.
That doesn formulate sense to me.
That's my choice whether I fix it or not, isn't it?
Please let me know...
It is the first time that I m dealing with a insurance company so I don't know anything around it.
Please give me an advise at this point.
It's progressive.
Thank you for listen to my patient
You have a wonderful time.
Answers:
If you don't fix it, Progressive will cancel the comprehensive coverage on your car.
They lowball it planned - in case you settle on not to get the damages repaired. After all, if you're not FIXING the coup¨¦, you don't have to worry nearly it!
Progressive also pre-negotiates the labor rate. So you need to check and see what the difference is in the three quotes - dollars to donuts, it's the labor rate. Last I hear in PA, Progressive was paying going on for $22 negotiated in credit. So if these other guys are doing a $40 labor rate, you're NEVER going to get that.
Also, once you're looking at $4K in hailstones damage, you have to expect about your car - if it's not worth that much, it will total your vehicle out. Source(s): agent, 21+ years
Sounds to me what there doing is making sure your not scamming them. And as i read it you say they report you to fix it and they will pay for it so just be in motion ahead and get it fixed,there merely protecting there interest.....
Related Questions:
So I made a claim for comprehensive wreck since I have a full coverage.
And had a estimate of $ 1300.
But I go to two other dealer shop, and they get me an estimate of $4200 and $2900.
So I call insurance company and ask for a re-estimate.
But they refused to do it.
They said once I go to merchant and fix it, then they will pay the rest of money I needed.
That doesn formulate sense to me.
That's my choice whether I fix it or not, isn't it?
Please let me know...
It is the first time that I m dealing with a insurance company so I don't know anything around it.
Please give me an advise at this point.
It's progressive.
Thank you for listen to my patient
You have a wonderful time.
Answers:
If you don't fix it, Progressive will cancel the comprehensive coverage on your car.
They lowball it planned - in case you settle on not to get the damages repaired. After all, if you're not FIXING the coup¨¦, you don't have to worry nearly it!
Progressive also pre-negotiates the labor rate. So you need to check and see what the difference is in the three quotes - dollars to donuts, it's the labor rate. Last I hear in PA, Progressive was paying going on for $22 negotiated in credit. So if these other guys are doing a $40 labor rate, you're NEVER going to get that.
Also, once you're looking at $4K in hailstones damage, you have to expect about your car - if it's not worth that much, it will total your vehicle out. Source(s): agent, 21+ years
Sounds to me what there doing is making sure your not scamming them. And as i read it you say they report you to fix it and they will pay for it so just be in motion ahead and get it fixed,there merely protecting there interest.....
Related Questions: