Do Auto Insurances interview you for smoking?
I was told by State Farm I will be told I will be tested for see if I smoke. But before later I was asked if I smoke Cigarettes. Which I said no. So do they test me for Smoking Drugs? Or Cigarettes?
Some natural life insurance companies will require a "non smoking" applicant to submit to a medical test to prove there is no evidence of smoking. This is because smokers are considered a greater risk, and pay packet a higher premium than non smokers.
I, like others, own never heard of an insurance company doing any tests on an applicant for auto insurance. If you be not also talking to the agent about go or heath coverage, and they want to test you, look for another company. Source(s): 30 years surrounded by the auto business
I've get you beat Pedro, 55 years of driving and I've never been asked, permit alone tested. But back to the question. Do you smoke drugs or cigarettes? If not you own nothing to worry around. If you do and told them no they have an out to refuse to cover you. But I suspect if it be me that I would ask why they intend on testing, and if I didn't like the answer I'd travel elsewhere.
Actually even if I did like the answer I'd probably go elsewhere because I'd consider it an extreme invasion of privacy rights.
"> Someone besides you have been smoking something and it wasn't just cigarettes. I've never hear of such a thing for automobile insurance. Life or health, sure but not auto.
never heard such a thing surrounded by my 40+ yrs of buying auto insurance,,,life or health insurance I don`t know...auto? never...id shop around,,,sound boooooogus to me
Related Questions:
Some natural life insurance companies will require a "non smoking" applicant to submit to a medical test to prove there is no evidence of smoking. This is because smokers are considered a greater risk, and pay packet a higher premium than non smokers.
I, like others, own never heard of an insurance company doing any tests on an applicant for auto insurance. If you be not also talking to the agent about go or heath coverage, and they want to test you, look for another company. Source(s): 30 years surrounded by the auto business
I've get you beat Pedro, 55 years of driving and I've never been asked, permit alone tested. But back to the question. Do you smoke drugs or cigarettes? If not you own nothing to worry around. If you do and told them no they have an out to refuse to cover you. But I suspect if it be me that I would ask why they intend on testing, and if I didn't like the answer I'd travel elsewhere.
Actually even if I did like the answer I'd probably go elsewhere because I'd consider it an extreme invasion of privacy rights.
"> Someone besides you have been smoking something and it wasn't just cigarettes. I've never hear of such a thing for automobile insurance. Life or health, sure but not auto.
never heard such a thing surrounded by my 40+ yrs of buying auto insurance,,,life or health insurance I don`t know...auto? never...id shop around,,,sound boooooogus to me
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