Are adjectives auto insurance claims invetigated?
My car was hit contained by a parking lot, I was wondering what kind of investigations would be done if i file a claim. I need to get my front bumper replaced so it would be around $500 or so. Not a huge claim.
Answers:
Of course they are.
$500 may not be a big claim. But lets assume they decide not to investigate adjectives the $500 and less claims.
Potentially, that's hundreds of thousands of dollars per year, that would go un-investigated. Risk is too big for false claims....so, they have to check them all out.
Depending on how believable your story is, they will desire whether to investigate a claim. they go with what their guts relay them. its at their own discretion. and the answer to your question is yes. considering how unscrupulous some people are they typically don't want to take chances.
I hope i answered your press.
Yes, adjectives claims are investigated. The degree of investigation varies. For a $500 claim, they will probably come out to see the motor, take pictures, and make a snap shrewdness if the damage matches your story. For example, a minor dent on a bumper is consistent next to anonymous parking lot damage. Creases in the roof are not.
Again, for $500,. they're not going to step back and try to collect surveillance videos, track down witnesses, etc. It's not worth the time. Just be honest beside them. If you're lying about something, it sends up red flags.
I once had someone vandalize my motor, and the adjuster they sent out was a young girl. Even near her limited experience, she knew what be current damage, and that the tail light be broken before, and asked me about it. So freshly be honest. Things happen. That's why you have insurance.
yes they do investigate and they are amazingly good at spotting fraud
Related Questions:
Answers:
Of course they are.
$500 may not be a big claim. But lets assume they decide not to investigate adjectives the $500 and less claims.
Potentially, that's hundreds of thousands of dollars per year, that would go un-investigated. Risk is too big for false claims....so, they have to check them all out.
Depending on how believable your story is, they will desire whether to investigate a claim. they go with what their guts relay them. its at their own discretion. and the answer to your question is yes. considering how unscrupulous some people are they typically don't want to take chances.
I hope i answered your press.
Yes, adjectives claims are investigated. The degree of investigation varies. For a $500 claim, they will probably come out to see the motor, take pictures, and make a snap shrewdness if the damage matches your story. For example, a minor dent on a bumper is consistent next to anonymous parking lot damage. Creases in the roof are not.
Again, for $500,. they're not going to step back and try to collect surveillance videos, track down witnesses, etc. It's not worth the time. Just be honest beside them. If you're lying about something, it sends up red flags.
I once had someone vandalize my motor, and the adjuster they sent out was a young girl. Even near her limited experience, she knew what be current damage, and that the tail light be broken before, and asked me about it. So freshly be honest. Things happen. That's why you have insurance.
yes they do investigate and they are amazingly good at spotting fraud
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