How can I take my auto insurance to earnings for medical treatment two years after calamity?
I was treated right after the accident for whiplash. It's within my medical records but then be unable to go to treatment for some time because of other problems but injury get worse now the chiropractor won't work on me because he says the insurance company won't usually salary after this time loss. Also the auto insurance company won't preauthorize treatment and I can't afford the $30 a visit co-pay required for using my health insurance. I'm on Social Security.
Answers:
Nope, you can't put 'treatment' on hold forever. If you REALLY needed it, you should have gotten it at the time. Being able to travel two years without it, pretty much means you didn't requirement it back then.
Plus, chiro treatments don't hold the same weight as a medical doctor treatment.
It's not going to start. Sorry.
Normally the auto insurance will reimburse for the medical treatment within the first two years of the accident, since this is the conventional time period within which one can record a suit or a claim for injury and medical treatment. However, this would again depend upon the prevailing legal time-period for filling a claim or suit near the insurance company ie. against the insurance company of the car with whom you collided. The time term of placing the claim with your own insurance company also differs as per the prevailing state norms.
Please first read your policy condition and see if this time term specified - it would be given under the general conditions wordings of the policy. Take the minister to of your state insurance department regulatory authority on this - since you cannot obviously afford a legal inference.
Thanks.
All the best.
you should enjoy done it sooner.
What coverage did your policy even provide for medical? Most auto policies are very limited contained by this regard. You SHOULD be using your health insurance.
I doubt you can since you refuse treatment at the time of the injury.
It could easily be argued that your present situation is your choice, caused by you refuse to receive treatment when it was initially made, not the accident itself.
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Answers:
Nope, you can't put 'treatment' on hold forever. If you REALLY needed it, you should have gotten it at the time. Being able to travel two years without it, pretty much means you didn't requirement it back then.
Plus, chiro treatments don't hold the same weight as a medical doctor treatment.
It's not going to start. Sorry.
Normally the auto insurance will reimburse for the medical treatment within the first two years of the accident, since this is the conventional time period within which one can record a suit or a claim for injury and medical treatment. However, this would again depend upon the prevailing legal time-period for filling a claim or suit near the insurance company ie. against the insurance company of the car with whom you collided. The time term of placing the claim with your own insurance company also differs as per the prevailing state norms.
Please first read your policy condition and see if this time term specified - it would be given under the general conditions wordings of the policy. Take the minister to of your state insurance department regulatory authority on this - since you cannot obviously afford a legal inference.
Thanks.
All the best.
you should enjoy done it sooner.
What coverage did your policy even provide for medical? Most auto policies are very limited contained by this regard. You SHOULD be using your health insurance.
I doubt you can since you refuse treatment at the time of the injury.
It could easily be argued that your present situation is your choice, caused by you refuse to receive treatment when it was initially made, not the accident itself.
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