You own an happenstance and total your sports car. Then you buy auto insurance and ask the company to foot for it?
The insurance company says your car have a "pre-existing condition," and they refuse to pay. Unfair?
Obamacare, according to David Axelrod's mass e-mail, say the program "Ends Discrimination for Pre-Existing Conditions: Insurance companies will be prohibited from refusing you coverage because of your medical history."
Isn't expecting others to pay for existing illnesses not insurance at adjectives, but a form of welfare? Should people with pre-existing conditions contribute more to income for their illness, or should they pay alike as someone without a pre-existing condition? Should someone with a pre-existing condition be expected to turn bankrupt in charge to avoid death? At some point, won't they be eligible for Medicaid, which is, is it not, a form of welfare?
Answers:
So what if I be driving that car and you were the one who struck me? I didn't total my vehicle, you did.
There really is no comparison though. If I am born with some condition, let's pick Type I diabetes, it's a preexisting condition. Let's also assume that my parents had me on their insurance until I turned 23 because I be in college. Now let's assume that I need to take coverage and, like most college grads, I don't have a dignified paying job yet because I newly graduated. How do you expect me to live? Not simply get by but I anticipate actually live. There are 1.7 million Americans with Type I diabetes.
Let's look at other problems such as: I fought for my country and be injured but not enough for disability from the Army. I have a difficult time walking because of the injuries I sustained. How do you presume I should go about getting coverage while I am within tremendous pain?
What would you have to read aloud about the GM employee who is diagnosed next to prostate cancer just before he is out of work and the only other job he can carry is for a small business owner? Sure he's got a job but can he transport care of his cancer?
Look, none of these people should be on Medicare/Medicaid. Those relations all have job and are trying to improve their lot in natural life. If insurance companies couldn't discriminate based on health factor that aren't the client's fault, we could have a improved society. Instead, we are only looking at profits and how they are not impacted by the healthy citizen. True strength care needs to look at the sick tolerant.
You can buy a new car.
You can't buy a current you.
Some people don't have an substitute. If I lose my job due to the economy and can't afford to COBRA my insurance, when I do capture a new job, my insurer can claim pre-existing condition for a short time ago about any disease I have. For as much money as I shell out, along beside my employer, I think they can afford to subsidize my blood pressure pills or the medicine for my son's ADHD.
I really don't see how you can put a price sticker on a person's health.
That's not even close to the same entry. A pre-existing condition prevents people from getting coverage period. Furthermore, a pre-existing condition can take worse over time. Your insurance company does not pay for wear and tear on your coupé.
You aren't eligible for welfare unless you make under a dependable amount of money. Your debt to income ratio has nothing to do next to it. And people will be paying for their own plan as well. They settle up their own premium, and the their taxes.
We are given our bodies at birth, and some of us come into this world with smaller number than perfect bodies and minds, others leave this world within less than perfect bodies and minds.
When you can reimburse for insurance and can't get it because you had asthma as a child, or have a backache and they won't cover you, or you had such common things as varicose vein or a hernia, and you can't get coverage if it goes impossible again then why should you lose your insurance? If all the insurance company wishes to do is collect money without ever paying it out, then why should I money them at all. If giving money with merely a chance of getting it back isn't welfare afterwards I don't know what is.
Medicaid is for the very poorest of people, they must hold an income of $10,200 a year, and no bank accounts and less than $1500 worth of assets, usually a motor takes care of that if its weak enough.
If you get sick and you enjoy been working all your energy, own a little home with your spouse, your bug can leave you out on the street.
The hospital and doctors take you to court same as any other debt, and your assets are sold to cover the bill unless you turn into bankruptcy.
Why should we ask Americans to make such awful decision when no other industrialized country asks their citizens to do so?
Aren't we as good as they are?
The percentage of businesses offering insurance is down, and many ethnic group must buy their insurance in individual policies, which are far more strict and cost two or three times the cost of group policies covered by employers. With the larger pool surrounded by the group, a preexisting condition may be covered in a matter of months, that's not the satchel for the individual trying to purchase insurance. In some cases people with preexisting conditions can't find employment because employer fear rising rates if the patient is hired.
Making insurance more expensive for the awfully people least competent to afford it makes no sense at all.
You are diagnosed beside diabetes. Through no choice of your own, your family is relocated to another state... or your employer lays you off/fires you. Your new employer offer insurance, but you don't qualify because you have a preexisting condition... diabetes. Maybe you qualify for coverage, but your insulin is dangerously low and you lapse into a diabetic coma and estate in the ER. Your insurance company denies payment for the stay because the diabetes preexisted your enrollment surrounded by their plan. I'm no more for the plan that Congress is trying to push through than you are, but there is a valid argument to be made about insurance companies screw people over on the grounds of preexisting conditions. Sure, people should perchance be charged a little higher premium base on their risk, but they shouldn't be outright denied coverage or find out after the fact that they have to cough up tens to hundreds of thousands of dollars.
More accurate analogy:
Your door gets dinged in the parking lot.
Then you buy auto insurance.
Then you enjoy an accident and total your car and ask the company to reimburse for it.
The insurance company says you didn't tell them nearly the ding and cancels your policy.
"Fraud means that an individual know something, was aware of something, and didn't put it down. They were trying to put one over on the insurance company. But i.e. not what typically is happening in these rescission cases that I uncovered. It would be something where on earth individuals would fill out an application and the question would be, "Do you own a mental illness?" And they would say, "No, I'm not mentally below par." And the thing that they get rescinded for is one on Prozac for six months after their father's death 10 years ago. You know, a brief period of grieving didn't seem to be to be, you know, the answer to the question, "Are you mentally ill?"" Source(s): http://www.pbs.org/wgbh/pages/frontline/…
Obamacare is an idiot plan and anyone that supports it is an idiot kool aid drinking loon. Truth hurts, I know.
Related Questions:
Obamacare, according to David Axelrod's mass e-mail, say the program "Ends Discrimination for Pre-Existing Conditions: Insurance companies will be prohibited from refusing you coverage because of your medical history."
Isn't expecting others to pay for existing illnesses not insurance at adjectives, but a form of welfare? Should people with pre-existing conditions contribute more to income for their illness, or should they pay alike as someone without a pre-existing condition? Should someone with a pre-existing condition be expected to turn bankrupt in charge to avoid death? At some point, won't they be eligible for Medicaid, which is, is it not, a form of welfare?
Answers:
So what if I be driving that car and you were the one who struck me? I didn't total my vehicle, you did.
There really is no comparison though. If I am born with some condition, let's pick Type I diabetes, it's a preexisting condition. Let's also assume that my parents had me on their insurance until I turned 23 because I be in college. Now let's assume that I need to take coverage and, like most college grads, I don't have a dignified paying job yet because I newly graduated. How do you expect me to live? Not simply get by but I anticipate actually live. There are 1.7 million Americans with Type I diabetes.
Let's look at other problems such as: I fought for my country and be injured but not enough for disability from the Army. I have a difficult time walking because of the injuries I sustained. How do you presume I should go about getting coverage while I am within tremendous pain?
What would you have to read aloud about the GM employee who is diagnosed next to prostate cancer just before he is out of work and the only other job he can carry is for a small business owner? Sure he's got a job but can he transport care of his cancer?
Look, none of these people should be on Medicare/Medicaid. Those relations all have job and are trying to improve their lot in natural life. If insurance companies couldn't discriminate based on health factor that aren't the client's fault, we could have a improved society. Instead, we are only looking at profits and how they are not impacted by the healthy citizen. True strength care needs to look at the sick tolerant.
You can buy a new car.
You can't buy a current you.
Some people don't have an substitute. If I lose my job due to the economy and can't afford to COBRA my insurance, when I do capture a new job, my insurer can claim pre-existing condition for a short time ago about any disease I have. For as much money as I shell out, along beside my employer, I think they can afford to subsidize my blood pressure pills or the medicine for my son's ADHD.
I really don't see how you can put a price sticker on a person's health.
That's not even close to the same entry. A pre-existing condition prevents people from getting coverage period. Furthermore, a pre-existing condition can take worse over time. Your insurance company does not pay for wear and tear on your coupé.
You aren't eligible for welfare unless you make under a dependable amount of money. Your debt to income ratio has nothing to do next to it. And people will be paying for their own plan as well. They settle up their own premium, and the their taxes.
We are given our bodies at birth, and some of us come into this world with smaller number than perfect bodies and minds, others leave this world within less than perfect bodies and minds.
When you can reimburse for insurance and can't get it because you had asthma as a child, or have a backache and they won't cover you, or you had such common things as varicose vein or a hernia, and you can't get coverage if it goes impossible again then why should you lose your insurance? If all the insurance company wishes to do is collect money without ever paying it out, then why should I money them at all. If giving money with merely a chance of getting it back isn't welfare afterwards I don't know what is.
Medicaid is for the very poorest of people, they must hold an income of $10,200 a year, and no bank accounts and less than $1500 worth of assets, usually a motor takes care of that if its weak enough.
If you get sick and you enjoy been working all your energy, own a little home with your spouse, your bug can leave you out on the street.
The hospital and doctors take you to court same as any other debt, and your assets are sold to cover the bill unless you turn into bankruptcy.
Why should we ask Americans to make such awful decision when no other industrialized country asks their citizens to do so?
Aren't we as good as they are?
The percentage of businesses offering insurance is down, and many ethnic group must buy their insurance in individual policies, which are far more strict and cost two or three times the cost of group policies covered by employers. With the larger pool surrounded by the group, a preexisting condition may be covered in a matter of months, that's not the satchel for the individual trying to purchase insurance. In some cases people with preexisting conditions can't find employment because employer fear rising rates if the patient is hired.
Making insurance more expensive for the awfully people least competent to afford it makes no sense at all.
You are diagnosed beside diabetes. Through no choice of your own, your family is relocated to another state... or your employer lays you off/fires you. Your new employer offer insurance, but you don't qualify because you have a preexisting condition... diabetes. Maybe you qualify for coverage, but your insulin is dangerously low and you lapse into a diabetic coma and estate in the ER. Your insurance company denies payment for the stay because the diabetes preexisted your enrollment surrounded by their plan. I'm no more for the plan that Congress is trying to push through than you are, but there is a valid argument to be made about insurance companies screw people over on the grounds of preexisting conditions. Sure, people should perchance be charged a little higher premium base on their risk, but they shouldn't be outright denied coverage or find out after the fact that they have to cough up tens to hundreds of thousands of dollars.
More accurate analogy:
Your door gets dinged in the parking lot.
Then you buy auto insurance.
Then you enjoy an accident and total your car and ask the company to reimburse for it.
The insurance company says you didn't tell them nearly the ding and cancels your policy.
"Fraud means that an individual know something, was aware of something, and didn't put it down. They were trying to put one over on the insurance company. But i.e. not what typically is happening in these rescission cases that I uncovered. It would be something where on earth individuals would fill out an application and the question would be, "Do you own a mental illness?" And they would say, "No, I'm not mentally below par." And the thing that they get rescinded for is one on Prozac for six months after their father's death 10 years ago. You know, a brief period of grieving didn't seem to be to be, you know, the answer to the question, "Are you mentally ill?"" Source(s): http://www.pbs.org/wgbh/pages/frontline/…
Obamacare is an idiot plan and anyone that supports it is an idiot kool aid drinking loon. Truth hurts, I know.
Related Questions:
- When an auto insurance company looks into your credit what are they looking for?
- Is within a style to find the christen of an Auto insurance company from the policy number alone?
- Can you purchase auto insurance over the phone or online??
- How long will it clutch for your auto insurance premiums to step down after and twist of fate and a speeding ticket?
- What ways can you bring down the cost of your auto insurance?