Auto misfortune not my slate will their insurance cover my vehicle?
My car was totalled today, I have lent it to someone (not on my insurance) to pick up my child from daycare (a one time thing) and on the way he got into an catastrophe. Both vehicles where totalled. I enjoy only basic liability. Witnesses utter it was the other guys fault and the police agree, and said so within his statement. Will I have to pay for a unknown vehicle or will his insurance cover it? Also will me insurance go up?
Answers:
Yes, If the other cars insurance, pays, they will give you "unprejudiced market value" for your car (what it is worth on the market) but they will not buy you a tentative car. Your insurance will not go up. But............. save in mind that cops don't determine fault and neither do witnesses. Insurance companies determine glitch, based sometimes on what a cop or witnesses say.
NDN, For auto insurance the easiest way to get a cheap quote is do a coup¨¦ policy comparison. Be sure to choose the same coverage levels, you can procure an fast quote to compare against others. Use the same closure code, auto make/model, mileage and driving history to make sure you get accurate comparison. To gain easy auto quotes, go to http://www.goodinternetdeals.com/Auto-Insurance.html and you can compare adjectives the major auto insurance companies.
You and your temp driver are covered; she had your assent. The other driver's insurance--if he/she had it--should cover your injuries and damage; only just hope they had high adequate limits. Your insurance rates should not go up, as it be apparently not your fault--or your driver's.
It may considered a take in for questioning 22 by your ins. You allowed a non insured driver take responsibilty of your vehicle.
However you may only attain the Book value for your car. If it be 22,000 when new, 10 yrs later it may with the sole purpose be worth 3,000.00
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Answers:
Yes, If the other cars insurance, pays, they will give you "unprejudiced market value" for your car (what it is worth on the market) but they will not buy you a tentative car. Your insurance will not go up. But............. save in mind that cops don't determine fault and neither do witnesses. Insurance companies determine glitch, based sometimes on what a cop or witnesses say.
NDN, For auto insurance the easiest way to get a cheap quote is do a coup¨¦ policy comparison. Be sure to choose the same coverage levels, you can procure an fast quote to compare against others. Use the same closure code, auto make/model, mileage and driving history to make sure you get accurate comparison. To gain easy auto quotes, go to http://www.goodinternetdeals.com/Auto-Insurance.html and you can compare adjectives the major auto insurance companies.
You and your temp driver are covered; she had your assent. The other driver's insurance--if he/she had it--should cover your injuries and damage; only just hope they had high adequate limits. Your insurance rates should not go up, as it be apparently not your fault--or your driver's.
It may considered a take in for questioning 22 by your ins. You allowed a non insured driver take responsibilty of your vehicle.
However you may only attain the Book value for your car. If it be 22,000 when new, 10 yrs later it may with the sole purpose be worth 3,000.00
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