Auto Body shop quote and Insurance quote?

My insurance adjuster came out and cut me a check for 1,200. The check issued is a fair price.The shop i trust give me a quote of 1,300 which means I will only own to pay 100 out of pocket. My deductible is 500. Do i still have to recompense 500 even though the check will cover most of the expenses?

Answers:

No...Your insurance company has 'cashed' you out. What ever price the shop has quoted will be the total price.